Finding a Great Auto Insurance Provider in Milwaukee, WI

When trying to find a licensed insurance agent in Milwaukee, you can always start your research using online quotes rather than picking up the phone. You require a decent agent, and also decent rates too.

Insurance companies such as GEICO and Progressive continually hit you with ads and it can be hard to ignore the flying pigs and cute green geckos and find the best price available.

Online quotes help locate Milwaukee agents

Good agents can answer important questions and help file insurance claims. The biggest benefit of comparing rates online is you may find the lowest rates but also keep your business local.

To make it easy to find an agent, after completing this short form, your information is instantly submitted to local insurance agents who will battle to get your business. You don’t have to leave your house as quotes are delivered directly to your email. How’s that for easy!

Picking an insurance agency requires more thought than just the bottom line cost. Here are some questions to ask:

  • Are claim adjusters local or do you have to take your car somewhere else?
  • How are they compensated?
  • Are they properly licensed to sell insurance in Wisconsin?
  • Does the agent have professional designations like CIC, CPCU or AIC?
  • How much will you save each year by using a higher deductible?
  • Which insurance companies are they affiliated with?
  • Do they review policy coverages at every renewal?

Milwaukee insurance agents are either independent or captive

When searching for local Milwaukee agents, there are a couple of different agency structures that you can select. Agencies in Milwaukee are classified as either independent (non-captive) or captive. Both types can insure your vehicles, but it’s worth learning how they are different because it can impact the type of agent you choose

Captive Insurance Agents

Captive agents can only write with one company like AAA, Allstate and State Farm. They are unable to provide prices from multiple companies so it’s a take it or leave it situation. Captive agents are trained well in insurance sales which can be an advantage.

The following is a short list of captive agents in Milwaukee who can help you get price quote information.

Allstate Insurance – 3801 W Fond Du Lac Ave – Milwaukee, WI 53216 – (414) 445-2558
Farmers Insurance Group – 331 N 61st St # A – Milwaukee, WI 53213 – (414) 771-1688
American Family Insurance – 5630 N Lake Dr # 2 – Milwaukee, WI 53217 – (414) 332-1535
State Farm Insurance – 6767 W Greenfield Ave – Milwaukee, WI 53214 – (414) 302-1156

Independent Agents

Independent agencies are not required to write business for one company so they have the ability to put coverage with multiple insurance companies depending on which coverage is best. To move your coverage to a new company, an independent agent can move your coverage and you don’t have to find a new agent. When shopping rates, we recommend you include at least one independent agent to have the most options to choose from.

Below are independent agencies in Milwaukee that can give you rate quotes.

Dennis Matt Agency Inc – 2745 W Layton Ave # S-101 – Milwaukee, WI 53221 – (414) 325-8880
Luster Agency – 4222 W Capitol Dr – Milwaukee, WI 53216 – (414) 444-3233
Insurance and Financial Svc – 2835 N Mayfair Rd # 25 – Milwaukee, WI 53222 – (414) 453-9900
Cynthia Cohen Agency – 1936 N Martin Luther King Dr – Milwaukee, WI 53212 – (414) 562-5833
Knights Of Columbus Insurance – 4475 W Donna Dr – Milwaukee, WI 53223 – (414) 355-5991

To view a complete directory of licensed insurance agents in Milwaukee, please click here.

Once you have received reasonable responses to all your questions and a low price estimate, you may have just found a car insurance agent that meets your needs to properly service your auto insurance policy.

Buying direct is an option

Auto insurance agents are important, but Wisconsin drivers can also buy from online companies direct. Certain auto insurance companies like Allstate and State Farm who have local Milwaukee agents additionally provide the ability to buy direct online. This is something to consider.

If you’re uneasy about having to choose coverages yourself when buying online, that shouldn’t be an issue. Insurance companies that require consumers to choose their own coverages have toll-free phone numbers and other options for getting the best coverage.

Do online companies provide lower prices? The answer to that question is complicated since there may be dozens of rate factors which can adversely affect your policy premium. Common logic is that a shopper who purchases direct saves money by not requiring a commission. For the majority of companies, however, promoting brand recognition is pricey so this can offset any savings.

Additional reading for auto insurance information

More detailed Wisconsin auto insurance information can be read at the Wisconsin Office of the Commissioner of Insurance website. Wisconsin consumers can find a variety of consumer forms, view agent and company licensing information, file complaints about a company, and learn about insurance regulations.

Milwaukee WI agents

Additional helpful sites include this site for auto insurance rates in Wisconsin and this page where you can also get Milwaukee auto insurance quotes.

Better coverage you can count on

When trying to cut insurance costs, it’s very important that you do not buy poor coverage just to save money. In many instances, someone sacrificed liability limits or collision coverage only to find out they didn’t have enough coverage. Your aim should be to purchase a proper amount of coverage for the lowest price.

Cost effective auto insurance is attainable from both online companies and with local Milwaukee insurance agents, so compare prices from both to have the best rate selection. A few companies do not offer the ability to get a quote online and usually these small insurance companies provide coverage only through local independent agents.