Finding a Great Insurance Agency in Biloxi

When buying car insurance in Biloxi, picking a good Mississippi insurance agent takes more work than just using the same insurance agent as your neighbor. For the sake of this article, we’ll assume you not only want a good agent, but you also want to find the lowest possible price.

With insurance companies like American Family, Allstate, State Farm and independent agents having offices in Biloxi, consumers have a hard time knowing which one will provide you with the cheapest rates and the best coverage. Fortunately, you can use insurance quotes online to get a list of agencies and price estimates.

Save time by quoting online

Good agents can answer important questions and help you file claims. The best thing about comparing insurance prices online is you can get the best rates but also keep your business local. Supporting local businesses is important especially in Biloxi.

By using this form (opens in new window), your coverage information is instantly submitted to local insurance agents who will battle to get your business. There is no reason to leave your house as quotes are delivered to the email address you provide. Now that’s easy!

Shown below is a short list of insurance agents in Biloxi willing to provide comparison quotes.

Nationwide Insurance – 925 Tommy Munro Dr # B, Biloxi, MS 39532 – (228) 388-8771
Allstate Insurance – 920 Cedar Lake Rd # R, Biloxi, MS 39532 – (228) 392-4694
State Farm Insurance – 1689 Pass Rd # A, Biloxi, MS 39531 – (228) 374-7400
Geico Insurance – 1698 Pass Rd # C301, Biloxi, MS 39531 – (228) 875-8363
Harloe Insurance Agency – 1698 Pass Rd # C, Biloxi, MS 39531 – (228) 374-1600

Picking a car insurance agent requires more thought than just the bottom line cost. Some important questions to ask are:

  • Is working in the agency their full-time job?
  • Which insurance companies are they affiliated with?
  • Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
  • If you have an accident, are you able to get your vehicle repaired at the shop of your choice?
  • If they are an independent agency, which companies do they recommend?
  • Do they carry Errors and Omissions coverage?

Once you have received satisfactory answers to all your questions as well as a affordable price, it’s possible that you found an auto insurance agent that is a good match to insure your vehicles.

Aren’t companies like Geico cheaper than local agents?

Insurance agencies serve a purpose, but you also have the option of buying direct from companies that only sell online. Even companies, such as State Farm, Allstate and Farmers, who sell through the agent channel also permit you to quote and buy online. This is something to consider.

If you’re anxious about not getting proper coverage when buying direct, don’t let it bother you. Insurance companies that require consumers to choose their own coverages all have client service departments you can use to get advice on coverages.

Are online premiums lower? That is a tough question to answer because there are a lot of things that influence your rates. Some people think that a shopper who purchases direct saves money because there is no agent involvement. In many cases, marketing their products costs a lot of money so the rates may be similar to buying from an agent.

Best coverage at the best price

When shopping online for car insurance, it’s a bad idea to buy less coverage just to save a little money. There have been many cases where someone dropped collision coverage only to discover later they didn’t purchase enough coverage. Your aim should be to find the BEST coverage at the best price.

Discount car insurance can be bought both online in addition to many Biloxi insurance agents, and you need to price shop both to have the best chance of lowering rates. Some insurance companies do not provide online quoting and most of the time these regional insurance providers sell through independent agents.

More consumer information in Mississippi

Additional car insurance information is located on the website for the Mississippi Insurance Department located here. Visitors are able to find disaster information, download brochures, and learn about specific coverages.

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