Finding the Perfect Car Insurance Provider in Holladay

To find a good Holladay agent, you can always start your search by comparing rates online to save time. It’s likely you not only want a good professional insurance agent, but you also need affordable coverage.

With companies like independent agents, Allstate and State Farm having offices in Holladay, it’s hard to tell which car insurance agent will provide the best rates, service and coverage. Fortunately, you can use online price quotes to assemble a group of agencies from which to choose.

Online quotes help locate Holladay agents

Professional agents can point out coverage gaps and help file insurance claims. One of the great benefits of comparing rates online is the fact that you can find the best rates but also keep your business local. Supporting small agencies is definitely important in Holladay.

For easy comparison, once you complete this quick form, your insurance coverage information is submitted to local insurance agents in Holladay who will compete to get your business. You don’t have to leave your computer as quotes are delivered directly to your email. Now that’s easy! You can find better rates and an insurance agent to talk to.

Multiple types of insurance agents in Holladay

When looking for an insurance agent, there are a couple of types of agencies that differ in how they can insure your vehicles. Agents are categorized either captive or independent (non-captive).

Independent Agents

These agents are not locked into one company so they have the ability to put coverage with multiple insurance companies and possibly get better coverage at lower prices. If you are not satisfied with one company, they simply move the coverage in-house and that require little work on your part. When shopping rates, we recommend you get quotes from multiple independent agents to ensure the widest selection of prices. They often place coverage with smaller regional carriers which may provide better rates.

Below are Holladay independent agencies who can help you get competitive price quotes.

  • Conder Insurance – 4685 Highland Dr # 102 – Holladay, UT 84117 – (801) 272-4220
  • Farm Bureau Insurance – 4568 Highland Dr # 130 – Holladay, UT 84117 – (801) 277-9699
  • Zions Insurance Agency Inc – 4141 Highland Dr – Holladay, UT 84124 – (801) 844-4600
Captive Agents

These agents can only place business with one company and some examples include State Farm, AAA, Farmers Insurance or Allstate. Captives cannot shop your coverage around so they have no alternatives for high prices. Captives are trained well on their company’s products and that can be a competitive advantage. Consumers frequently buy insurance from these agents mostly because of high brand loyalty and solid financial strength.

Below is a list of captive insurance agents in Holladay that are able to give comparison quotes.

  • Farmers Insurance Group – 2059 E 3900 S # 100 – Holladay, UT 84124 – (801) 278-0061
  • Allstate Insurance – 3975 Highland Dr # 15 – Holladay, UT 84124 – (801) 273-1107
  • State Farm Insurance – 921 Executive Park Dr # G – Holladay, UT 84117 – (801) 263-2247
  • Farm Bureau Insurance – 4586 Highland Dr # 130 – Holladay, UT 84117 – (801) 277-9699

To view a complete directory of car insurance agents in Holladay, view this link.

Choosing an insurance agency requires more thought than just the price. Agents should be asked these questions:

  • Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
  • Do the companies they represent have a solid financial rating?
  • Are claims handled at the agent’s location?
  • What insurance companies do they work with?
  • Does the agency provide any after hours assistance?
  • What insurance companies do they recommend if they are an independent agent?

After receiving answers to your satisfaction to these questions in addition to an acceptable price estimate, you may have just found an insurance agent that can service your policy.

Consider all options when shopping for auto insurance

Local insurance agents are important, but you can also find affordable Utah auto insurance directly from online companies. A few companies that sell primarily through agents also give you the ability to get quotes and purchase online, and that can save time.

If you’re concerned about not getting advice from an agent when buying online, that is normal but is not a big issue. Companies give you access to trained agents that you can contact for information.

If you’re not set on any one company, the best way to find out if car insurance prices are lower online or from agents is getting rates for as many of both types of providers as possible. You could possible even receive different price quotes from online quotes as compared to agent rates returned by the same company. You won’t know which method provides the best price until after comparing identical coverage quotes using both methods.

Do people save by buying online? Whether or not you’ll save is impossible to say since there are so many components that influence how your policy is priced. Common sense would say that buying direct saves money because there is no commission. For most companies selling online, however, getting their brand in front of customers is expensive and those expenses can offset most of the savings by selling direct.

And the best car insurance company is…

Drivers change insurance companies for a variety of reasons including high rates after DUI convictions, questionable increases in premium, lack of trust in their agent or even delays in responding to claim requests. It doesn’t matter why you want to switch finding a new company is pretty easy and you might even save some money in the process.

Holladay Utah agents

As you restructure your insurance plan, do not skimp on coverage in order to save money. In many cases, an insured dropped full coverage only to regret that it was a big error on their part. Your goal should be to purchase a proper amount of coverage at the best price.

Learn more today

More information is located on the Utah Insurance Department website. Click here for link. Visitors are able to learn about insurance regulations, find disaster information, read consumer alerts, and file complaints about an insurance agent or broker.