Five Minute Guide to Researching a Hollywood Florida Auto Insurance Agent

To locate a licensed insurance agent in Hollywood, we recommend you start your research on the web instead of making phone calls. There is a good chance you not only want a friendly agent, but you also want the best rates possible.

With companies like Allstate, Farmers and State Farm as well as independent agents all competing for your business, it can be hard to know which insurance agent will have the cheapest rates and the best coverage. Fortunately, consumers can use online quoting in order to build a list of agents from which to choose.

Quote online, buy local

Insurance agents can answer important questions and help file insurance claims. One of the best bonuses of comparing insurance prices online is you may find the best rates and still have an agent to talk to. And supporting small agencies is important particularly in Hollywood.

Upon completion of this form (opens in new window), your insurance data is submitted to insurance agents in Hollywood who will return price quotes to get your business. You never need to leave your computer as quotes are delivered directly to your email. How’s that for easy! You’ll get the best rates and an insurance agent to talk to.

If you prefer to view licensed agents in Hollywood, visit this site.

Choosing an insurance agency needs to be determined by more than just the bottom line cost. These are valid questions to ask:

  • Are they able to influence company decisions when a claim is filed?
  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • If your car is in the repair shop, do you have coverage for a rental car?
  • Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
  • Is working in the agency their full-time job?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Is assistance available after office hours?
  • Are there any discounts that you might be missing?

Upon receiving acceptable answers to all your questions and a good coverage price, chances are good that you have found a car insurance agent that will properly service your car insurance policy.

Keep your options open

Auto insurance agents are important to many people, but Florida consumers also have the option to buy direct online. Some specific companies who have local Hollywood agents also give you the option to get quotes and purchase online, and that is helpful.

If you’re uncomfortable with whether or not you’ll have guidance, don’t be too concerned. Online insurance companies that require consumers to choose their own coverages give you access to trained agents you can use to get advice on coverages.

If you have the time, the only way to find out who has the best rates, online companies or local insurance agents, is comparing rate quotes from both. It’s not unheard of to actually get different prices using an online quote and an agent quote for the exact same company. But it’s impossible to know which has the best rates until after comparing identical coverage quotes both ways.

Can buying online lower your premiums? That is a tough question to answer due to the fact that there are multiple individual factors which can adversely affect your policy premium. It’s often assumed that shopping direct cuts out the middleman. But the fact is, marketing their products costs a lot of money and those expenses can offset most of the savings by selling direct.

Read more about Florida car insurance

Much more information about car insurance in Florida can be read on the Florida Office of Insurance Regulation website found here. Visitors are able to file complaints about an insurance agent or broker, download brochures, and read enforcement actions against agents and companies.

Affordable insurance is out there

People change insurance companies for any number of reasons including delays in responding to claim requests, policy non-renewal, high rates after DUI convictions and policy cancellation. It doesn’t matter why you want to switch finding a new company is not as hard as you think.

When buying insurance coverage, do not buy less coverage just to save a little money. In many instances, an insured cut physical damage coverage and discovered at claim time that the small savings ended up costing them much more. The ultimate goal is to buy enough coverage for the lowest price, not the least amount of coverage.