Five Minute Guide to Searching Online for a Glendive Auto Insurance Agent

To find a licensed insurance agent in Glendive, you can always start your research online rather than looking in the yellowpages. It’s assumed you’re not only searching for a highly trained agent, but you also want great rates as well.

With insurance companies like State Farm, Allstate and many independent agents all competing for business in Glendive, it can be hard to know which will give you the best rates, service and coverage. To help decide, consumers can use online quotes in order to build a list of insurance agents to choose from.

Comparing prices from Glendive agents

Professional agents are trained to spot inefficiencies and give you peace of mind. One of the great benefits of comparing rates online is you can get better rates and still choose a local agent. Supporting local businesses is important particularly in Glendive.

To find an agent, once you fill out this form (opens in new window), your insurance data is transmitted to agents in your area who will give you bids for your business. You never need to leave your house because quoted prices will be sent straight to your inbox. Now that’s easy! You can find better rates without the usual hassles of price shopping.

Pick the best insurance agent in Glendive for you

When finding a good Glendive insurance agent, there are a couple of types of agencies that you can select. Agencies in Glendive are categorized either captive or independent.

Independent Agents

These agents are not employed by any specific company so they have the ability to put coverage amongst many companies depending on which coverage is best. If your agent finds better pricing, the business is moved internally and that require little work on your part. When shopping rates, you should always include price quotes from several independent insurance agents to ensure the widest selection of prices. They also have the ability to place coverage with smaller companies which may provide better rates.

The following is a list of independent insurance agents in Glendive who can help you get price quotes.

  • Jay Morasko Insurance – 332 S Douglas St – Glendive, MT 59330 – (406) 365-2497
Captive Agents

This type of agents write business for a single company like AAA, State Farm, Farmers Insurance and Allstate. Captives cannot give you multiple price quotes so they have to upsell other benefits. They are very knowledgeable on the products they sell which can be an advantage. Some consumers prefer to choose to use a captive agent mainly due to the brand legacy and the convenience of having a single billing for all their coverages.

Selecting an insurance agent requires more thought than just a low price. These questions are important to ask:

  • How many years of experience in personal lines insurance coverages do they have?
  • Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
  • Do the coverages you’re quoting properly cover your vehicle?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Does the agency provide any after hours assistance?
  • What are the financial ratings for the companies they represent?

After receiving acceptable answers for all questions you ask and an acceptable price quote, you may have just found a car insurance agent that can adequately provide auto insurance.

Do online insurance companies cost less?

Insurance agents are important, but Montana car insurance can also be bought direct over the internet. Certain companies who have local agents in Glendive also give you the option to get a quote and buy online, and consumers should do that.

If you’re anxious about not having professional advice when buying online, don’t sweat it. Auto insurance companies have customer service departments for getting questions answered.

Is it cheaper to buy online? A lot of shoppers won’t buy anywhere else, but it’s impossible to say since companies use quite a few components that influence the price you pay. Common sense would say that going direct saves money because there is no commission. In many cases, there are very high advertising costs so this can offset any savings.

Some additional reading

Additional auto insurance information can be found on the Montana Commissioner of Securities and Insurance website. Click here for link. Montana drivers can file complaints about an insurance agent or broker, find disaster information, download brochures, and learn about specific coverages.

quotes for Glendive MT insurance

More comparisons equals lower rates

Cost effective auto insurance is definitely available from both online companies in addition to many Glendive insurance agents, and you need to price shop both to have the best chance of lowering rates. A few companies do not provide you the ability to get quotes online and many times these small, regional companies only sell through independent insurance agents.

Consumers switch companies for any number of reasons including delays in paying claims, policy non-renewal, policy cancellation and even an unsatisfactory settlement offer. It doesn’t matter what your reason, finding the right auto insurance provider can be easy and end up saving you some money.