Free Guide to Finding a Bethany Car Insurance Agent

When trying to find an insurance agent in Bethany, OK, we recommend you do the preliminary legwork for an agent online instead of making phone calls. You need a good agent that listens to you, and also want to find the best possible rates.

Insurance companies such as Progressive, State Farm and GEICO continually hit you with ads and it is challenging if not impossible to see through the cute green geckos and mayhem and effectively compare rates to find the best deal.

Shop online but buy locally

Good agents can point out coverage gaps and give you peace of mind. One of the best bonuses of getting online price quotes is the fact that you can find better rates but still work with a licensed agent.

Once you complete this simple form, the quote information is transmitted to local insurance agents in Bethany who will give you bids to get your business. There is no need to drive around since price quotes are sent immediately to your email address. How cool is that?!

Deciding on an insurance agent should depend on more than just the price. Any agent should have no problem answering these questions:

  • Do they regularly work with personal auto policies?
  • Do they review policy coverages at every renewal?
  • Who is covered by the car insurance policy?
  • Do they carry Errors and Omissions coverage?
  • How long have they worked with personal auto insurance coverage?

What types of auto insurance agents are in Bethany?

When looking for local Bethany agents, there are a couple of different types of agents that differ in how they can insure your vehicles. Agents are categorized either captive or independent. Both properly insure your vehicles, but it’s good to learn how they differ because it can impact the selection process.

Captive Agents

This type of agents write business for a single company such as AAA, State Farm, Farmers Insurance and Allstate. These agents are not able to provide prices from multiple companies so it’s a take it or leave it situation. They are trained well on their company’s products and that can be a competitive advantage.

Below are Bethany captive insurance agents willing to provide rate quotes.

Allstate Insurance Co – 8370 NW 39th Expy – Bethany, OK 73008 – (405) 789-2170
Farm Bureau Insurance – 7010 NW 63rd St – Bethany, OK 73008 – (405) 863-9022
State Farm Insurance – 2309 N Willow Ave # C – Bethany, OK 73008 – (405) 787-5000
Farmers Insurance Group – 7912 NW 23rd St – Bethany, OK 73008 – (405) 495-2862

Independent Agents

These agents are not required to write business for one company but rather can write business with many different companies enabling the ability to shop coverage around. To move your coverage to a new company, they simply move the coverage in-house without you having to go to a different agency. When comparing rates, it’s a good idea to include multiple independent agents to ensure the widest selection of prices.

The following are Bethany independent agencies that are able to give comparison quotes.

Curtis Moore Insurance – 6818 NW 23rd St – Bethany, OK 73008 – (405) 787-2877
Scott Hamilton Insurance – 6656 NW 39th Expy # 103 – Bethany, OK 73008 – (405) 787-6346
Tom Cupples Agency – 6728 NW 38th St – Bethany, OK 73008 – (405) 787-9205

For a full directory of car insurance agents in Bethany, visit this site.

After receiving acceptable answers to all your questions as well as a affordable price, you have narrowed it down to an insurance agent that will insure your vehicles.

Online companies should get a look

Car insurance agents are a valuable resource, but you can also buy Oklahoma car insurance direct online. A few companies like State Farm and Allstate that sell primarily through agents also permit you to buy direct on their websites. This is something to consider if you’re trying to lower your rates.

If you’re uneasy about not having someone to ask questions when buying car insurance direct, that is quite common when buying online the first time. Online companies have customer service departments for getting the best coverage.

Bethany Oklahoma insurance agents

Can buying online lower your premiums? That question is hard to answer since there are so many components that determine the price you pay. Some people think that a shopper who purchases direct prevents the agent from taking a cut. But the fact is, promoting brand recognition is pricey so there may not be significant savings.

Final considerations

Discount car insurance is available from both online companies and also from your neighborhood Bethany agents, and you need to price shop both in order to have the best price selection to choose from. Some car insurance companies may not provide online price quotes and these smaller companies work with independent agents.

While you’re price shopping online, it’s not a good idea to reduce needed coverages to save money. There have been many cases where someone dropped collision coverage and found out when filing a claim they didn’t purchase enough coverage. Your aim should be to buy a smart amount of coverage at the best price, not the least amount of coverage.

More detailed Oklahoma car insurance information is available at the Oklahoma Insurance Department website. Oklahoma drivers can report car insurance fraud, find disaster information, and find out which companies have the most complaints.