Free Guide to Researching a Holland Insurance Agency

To find a good Holland agent, we recommend you start your research by getting online comparison quotes rather than picking up the phone. For this article’s sake, it’s assumed you require not only a decent agent, but you also want great rates as well.

With Allstate, Farmers and State Farm as well as independent agents all competing for business in Holland, it can be hard to know which provider will provide the best service and rates. Thankfully, you can use online price quotes to get a list of insurance agents and thier coverage prices.

Save time by quoting online

Insurance agents can help determine the best coverages and help you file claims. The biggest benefit of getting online price quotes is you can get the lowest rates but still work with a licensed agent. And supporting small agencies is especially important in Holland.

After filling out this quick form, your coverage information is instantly submitted to insurance agents in Holland who will compete to get your business. There is no reason to leave your house because quoted prices will be sent immediately to your email address. Now that’s easy! You can find the lowest rates AND an agent nearby.

Listed below is a short list of insurance agents in Holland that may be able to provide comparison quotes.

  • Buursma Agency – 728 E 8th St # 4, Holland, MI 49423 – (616) 392-2105
  • Farm Bureau Insurance – 477 Chicago Dr, Holland, MI 49423 – (616) 396-3333
  • Rose Walton Allstate – 165 Dunton Ave, Holland, MI 49424 – (616) 392-5867
  • Boeve Insurance – 607 Heritage Ct, Holland, MI 49423 – (616) 392-5050
  • AAA Insurance – 587 E 8th St # A, Holland, MI 49423 – (616) 392-5171
  • State Farm Insurance – 12930 James St, Holland, MI 49424 – (616) 786-0143

To view a full list of auto insurance agents in Holland, please go to this site.

Selecting an auto insurance agent shouldn’t rely on just the price. Ask your prospective agent these questions:

  • How often do they review policy coverages?
  • Which company do they place the most coverage with?
  • Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
  • If your car is totalled, how to they determine the replacement cost?
  • Are claims handled at the agent’s location?

After receiving answers to your satisfaction to all your questions and locked in a price quote, you may have just found an auto insurance agent that can properly insure your vehicles.

Can you buy online and save?

Auto insurance agents are indespensible for some people, but you can also buy Michigan car insurance direct from companies that only sell online. A few companies like Allstate and State Farm that are more known for using agents, also allow consumers to buy direct on their websites. This is something to consider if you want to do it yourself.

If you’re uneasy about not having professional advice, this is normal but is quickly overcome. All companies have toll-free phone numbers and other options to walk you through the process. Additionally, most companies also offer live help and 24/7 access to help you answer questions.

Do online companies have better rates? That is a tough question to answer since companies use quite a few components that influence how your policy is priced. Some people will tell you that a shopper who purchases direct reduces premiums because there is no agent. For most companies selling online, however, advertising and marketing take a lot of money and those expenses can offset most of the savings by selling direct.

In Summary

Cost effective auto insurance is definitely available both online and also from your neighborhood Holland agents, so you should compare both to have the best rate selection. Some insurance providers may not provide you the ability to get quotes online and most of the time these smaller companies sell through independent agents.

As you restructure your insurance plan, make sure you don’t sacrifice coverage to reduce premiums. There are many occasions where an insured dropped comprehensive coverage or liability limits and learned later that saving that couple of dollars actually costed them tens of thousands. The proper strategy is to buy the best coverage you can find at the best price while not skimping on critical coverages.

Additional information is located on the Michigan Office of Financial and Insurance Regulation website found here. Michigan consumers can download brochures, find a variety of consumer forms, and report car insurance fraud.