Free Guide to Searching for a Tucson, AZ Auto Insurance Agent

Selecting a car insurance company in Tucson, AZ can be time consuming since selecting the best Tucson car insurance agent for your needs is more difficult than just picking up the phone. You need a highly trained agent, but also need the cheapest rates you can possibly find.

You have so many insurance agencies to purchase coverage from, and although it’s a good thing to have multiple companies, having more car insurance agents makes it harder to adequately compare rates.

Best way to find Tucson agents

Professional agents are trained to spot inefficiencies and help you file claims. The best thing about getting online price quotes is you may find lower rates but still work with a licensed agent.

After completing this quick form, your information is transmitted to insurance agents in Tucson who will battle to get your business. There is no need to leave your computer because quoted prices will be sent straight to your inbox. How cool is that?! Get lower rates and work with a local agent.

Choosing an auto insurance agent requires more thought than just a cheap price. Here are some questions to ask:

  • Does the agency support the community they serve?
  • Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
  • Does the agency have a good rating with the Better Business Bureau?
  • If your car is totalled, how to they determine the replacement cost?
  • Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
  • How long has their agency been in business in Tucson?

Shown below is a short list of car insurance agents in Tucson that are able to give price quote information.

American Family Insurance – 200 W Magee Rd # 130, Tucson, AZ 85704 – (520) 797-0151
Farmers Insurance Group – 16320 N Oracle Rd, Tucson, AZ 85739 – (520) 825-9885
Allstate Insurance Co – 2120 W Ina Rd, Tucson, AZ 85741 – (520) 742-6683
Kruggel-Mc Guire Agency – 4610 E Grant Rd, Tucson, AZ 85712 – (520) 322-9898
State Farm Insurance – 60 N Harrison Rd # 120, Tucson, AZ 85748 – (520) 622-6199
Liberty Mutual Insurance – 333 N Wilmot Rd # 220, Tucson, AZ 85711 – (520) 745-1661
Bayze Insurance Svc – 4421 E 5th St, Tucson, AZ 85711 – (520) 325-0338
Farm Bureau Insurance – 6464 E Grant Rd, Tucson, AZ 85715 – (520) 318-0431

Once you have positive feedback as well as a affordable price, you’ve probably found a car insurance agent that can insure your vehicles.

Can you save money by buying online?

Local insurance agents can be invaluable at times, but you can also buy Arizona car insurance direct from companies that only sell online. Even companies that are more known for using agents, also permit you to quote and buy online, and that is helpful if finding the best price is important.

If you’re concerned about not having someone to ask questions when buying online, this is a normal reaction for first-time shoppers. All companies that require consumers to choose their own coverages provide toll-free numbers to help you decide which coverages are appropriate.

Is auto insurance cheaper online? That is a tough question to answer because of the fact that insurance companies use many factors which can adversely affect your policy premium. It’s logical to say that a consumer who buys direct saves money because there is no agent involvement. But truthfully, online and traditional media advertising are expensive so the rates may be similar to buying from an agent.

If the best price is important to you, the most effective way to determine who has the best rates, online companies or local insurance agents, is to get price quotes for both. It’s possible to get different rates when comparing quotes online and from an agent from the exact same provider. It’s difficult to tell if the lower rates are from agents or online without quoting coverages both ways.

More resources for learning

Even more information can be read at the Arizona Department of Insurance website. Visitors are able to get help finding coverage, view agent and company licensing information, file complaints about a company, and read state legal mandates and laws.

Other useful links include this site for car insurance rates in Arizona and this page where you can also get Tucson car insurance quotes.

Best insurance agents in Tucson Arizona

A little work can save a LOT of money

When buying insurance coverage, it’s very important that you do not reduce coverage to reduce premium. Too many times, an insured dropped collision coverage and learned later that they should have had better coverage. Your strategy should be to get the best coverage possible at a price you can afford while not skimping on critical coverages.

Drivers change insurance companies for a number of reasons such as denial of a claim, not issuing a premium refund, policy cancellation and poor customer service. Regardless of your reason for switching companies, finding the right car insurance provider is actually quite simple.