If you’re trying to find a good insurance agent in Taunton, MA, we recommend you start your research by comparing prices online to save yourself time. You need a decent agent, and also want to find affordable rates.
Since consumers have many insurance providers from which to choose, it is hard for the average consumer to locate the lowest price car insurance company.
Why do I need an agent?
Good agents can answer important questions and give you peace of mind. The biggest benefit of comparing insurance prices online is that you can obtain the lowest rates and still have an agent to talk to.
To make it easy to find an agent, after completing this short form, the quote information is immediately sent to agents in your area who will battle for your insurance coverage. There is no reason to drive around since price quotes are sent to the email address you provide. Now that’s easy! You’ll get the best rates and a licensed agent to work with.
Deciding on an insurance agent requires more thought than just the bottom line cost. These questions are important to ask:
- Do clients work directly with the agent or are most inquiries handled by a CSR?
- Will their companies depreciate repairs to your car based on the mileage?
- Is the agency involved in supporting local community causes?
- What are the financial ratings for the companies they represent?
- Are they properly licensed to sell insurance in Massachusetts?
- If your car is in the repair shop, do you have coverage for a rental car?
- Do they assist clients in filing claims?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
Multiple types of auto insurance agents in Taunton
When finding a local agent, there are two types of agencies that you can select. Insurance agencies in Taunton are classified as either independent or captive.
Captive insurance agents are contracted to one company such as Liberty Mutual, State Farm, Allstate and AAA. These agents are not able to compare other company’s rates so they have no alternatives for high prices. They receive extensive training on the products they sell which can be an advantage.
Independent Agents (or Brokers)
Independent agencies are not locked into one company so they can insure your vehicles with multiple insurance companies and possibly get better coverage at lower prices. To move your coverage to a new company, an independent agent can move your coverage and that require little work on your part. When comparison shopping, it’s a good idea to get quotes from multiple independent agents to have the most options to choose from.
Shown below is a short list of independent insurance agents in Taunton that can give you rate quotes.
Aleixo Insurance Inc – 23 Broadway – Taunton, MA 02780 – (508) 824-5561
Cavallo and Signoriello Agency – 9 Taunton Grn – Taunton, MA 02780 – (508) 824-1386
Caras Insurance – 111 Dean St # 1 – Taunton, MA 02780 – (508) 822-3131
Costa Agency – 10 Taunton Grn – Taunton, MA 02780 – (508) 824-8660
To view a complete directory of Taunton insurance agents, view this link.
Upon receiving good answers to these questions and an acceptable price quote, you have narrowed it down to an insurance agent that is a good match to properly service your auto insurance policy.
Can you find lower rates by buying online?
Local insurance agents are important to many people, but Massachusetts drivers can also buy direct from companies online. Some companies like Allstate and State Farm who sell through agents in Taunton also give you the option to buy direct online, and online price comparisons are easy to possibly find a better rate.
If you’re concerned about not receiving proper advice, this really isn’t an issue. Insurance companies that require consumers to choose their own coverages have customer service departments for getting advice on proper coverages.
Does car insurance cost less online? The answer is complex since there may be dozens of rate factors that determine your policy premium. Common logic is that shopping direct lowers rates due to not having any agent compensation. But that assumption is generally incorrect because advertising budgets are huge so there may not be significant savings.
Additional detailed information is located at the Massachusetts Division of Insurance website. Massachusetts consumers can learn about specific coverages, view a list of available companies, and read state legal mandates and laws.
Cheaper insurance is a realistic goal
When you buy insurance online, never buy poor coverage just to save money. In too many instances, drivers have reduced liability limits or collision coverage and found out when filing a claim they didn’t purchase enough coverage. Your focus should be to purchase plenty of coverage for the lowest price while still protecting your assets.
The cheapest auto insurance is available from both online companies and also from your neighborhood Taunton agents, and you should be comparing both in order to have the best chance of saving money. Some insurance companies may not provide the ability to get a quote online and these regional insurance providers work with independent agents.