Guide to Finding a Car Insurance Agent in Florissant

When pricing auto insurance in Florissant, Missouri, there are a lot of options and finding the best Missouri insurance agent is harder than just driving to the closest agent’s office. It’s highly likely you’re looking for a good agent, but you also want to find the lowest possible price.

With companies like State Farm, Allstate and Farmers Insurance having local Florissant offices, it’s hard to tell which will provide you with the best service and rates. To begin, consumers can use insurance quotes online to assemble a group of insurance agencies to choose from.

Comparing rates from local agents

Insurance agents can point out coverage gaps and help file insurance claims. The best thing about price shopping on the web is the fact that you can find the best rates and still have an agent to talk to. Supporting small agencies is definitely important in Florissant.

Once you complete this quick form, your insurance data is instantly submitted to insurance agents in Florissant who will compete to get your business. You never need to even leave your home as quotes are delivered to your email. How’s that for easy! It’s the lowest rates and an insurance agent to talk to.

Below is a short list of auto insurance agents in Florissant that may be able to provide price quote information.

Rob Hasse Insurance Inc – 4443 N Us Highway 67, Florissant, MO 63034 – (314) 355-7700
Allstate Insurance – 607 N Jefferson St, Florissant, MO 63031 – (314) 921-2000
Farmers Insurance Group – 580 Florissant Meadows Shoppin, Florissant, MO 63031 – (314) 837-3343
Personal Insurance Ctr – 11637 W Florissant Ave # 1, Florissant, MO 63033 – (314) 921-4212
State Farm Insurance – 10180 W Florissant, Florissant, MO 63033 – (314) 868-9511
Farm Bureau Insurance – 3343 N Us Highway 67, Florissant, MO 63033 – (314) 838-5660
Marks Agency Inc – 100 Saint Francois St # 106, Florissant, MO 63031 – (314) 831-7997

Selecting an insurance agent shouldn’t rely on just the price. Here are some questions to ask:

  • Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
  • Is their price quote a firm figure or are their hidden costs?
  • If your car is totalled, how to they determine the replacement cost?
  • Can they provide you with a list of referrals?
  • Are they able to influence company decisions when a claim is filed?
  • What is the agency’s Better Business Bureau rating?
  • Does the agency support the community they serve?
  • Do they specialize in personal lines coverage?

Once you have received satisfactory answers for all questions you ask as well as a affordable price, chances are good that you have found an insurance agency that can insure your vehicles.

Don’t dismiss the online option

Professional insurance agents are important to many people, but you can also buy Missouri car insurance directly from online companies. A few companies like Allstate and State Farm who employ agents also allow you to get quotes and purchase online. This is something to consider if you don’t want to take the time to contact agents.

If you’re anxious about not receiving proper advice when buying direct, this is normal but is quickly overcome. Car insurance companies have toll-free phone numbers and other options you can use to get advice on coverages. They also make available the ability to chat online live with a sales rep and online research so buying online is not difficult.

Does coverage cost less online? That is a tough question to answer since companies use quite a few components which can adversely affect your policy premium. It’s a common assumption that shopping online for auto insurance prevents the agent from taking a cut. But that assumption is generally incorrect because advertising and marketing take a lot of money and those expenses can offset most of the savings by selling direct.

In conclusion

Low-cost auto insurance is attainable from both online companies and with local Florissant insurance agents, so you should be comparing quotes from both to have the best selection. Some insurance providers do not offer the ability to get a quote online and usually these small insurance companies provide coverage only through local independent agents.

find Florissant Missouri insurance agents

As you restructure your insurance plan, it’s very important that you do not reduce coverage to reduce premium. There have been many cases where an insured dropped full coverage only to regret they didn’t purchase enough coverage. Your goal should be to find the BEST coverage at the best price while still protecting your assets.

Additional information can be found on the website for the Missouri Department of Insurance. Click here for link. Missouri consumers can read state legal mandates and laws, read enforcement actions against agents and companies, file complaints about a company, and find out which companies have the most complaints.

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