When finding a licensed insurance agent in Elgin, you can do an initial search by getting online comparison quotes to save time. You need a competent insurance agent, but also need the best auto insurance prices in Elgin.
Insurance companies such as Allstate and Progressive all claim big savings with fancy advertisements and it is challenging if not impossible to ignore the promise of big savings and find the best price available.
Quote online but work with a neighborhood agent
Educated insurance agents can answer important questions and help you file claims. The biggest benefit of price shopping on the web is you can get the lowest rates and still choose a local agent.
To help locate an agent, after submitting this simple form, the coverage information is sent to agents in your area who will return price quotes for your business. There is no need to visit any agencies as quotes are delivered straight to your inbox. How cool is that?! You can find better rates AND an agent nearby.
Choosing an insurance agency should depend on more than just the bottom line cost. Here are some questions to ask:
- Does the agency have a good rating with the Better Business Bureau?
- Are there any hidden costs in their price quote and does it include driving and credit history?
- How often do they review policy coverages?
- Is assistance available after office hours?
- Does the agency support the community they serve?
- Do they regularly work with personal auto policies?
Shown below is a list of car insurance agents in Elgin that may be able to provide price quote information.
- State Farm Insurance – 1 American Way, Elgin, IL 60120 – (847) 695-7333
- Farmers Insurance Group – 10 N Spring St # 202, Elgin, IL 60120 – (847) 888-8353
- Drews Insurance Inc – 2000 Larkin Ave # 305, Elgin, IL 60123 – (847) 741-2025
- APS Insurance Inc – 585 Tollgate Rd, Elgin, IL 60123 – (847) 488-9840
- Menner Reinsurance Agency Inc – 1275 Davis Rd, Elgin, IL 60123 – (847) 697-1705
- Allstate Insurance – 1972 Larkin Ave, Elgin, IL 60123 – (847) 742-3660
To view a full list of insurance agents in Elgin, visit this link.
After receiving reasonable responses to these questions as well as a affordable price, most likely you have located a car insurance agent that meets your needs to properly service your auto insurance policy.
Can you save by buying online?
Car insurance agents are perfect for certain consumers, but you can also buy Illinois car insurance from companies direct over the internet. Certain companies who sell through agents in Elgin also let you quote and buy online, so this should also be taken into consideration.
If you’re concerned about not getting advice from an agent, that is quite common when buying online the first time. All companies all have client service departments to answer any questions you may have.
Is pricing better online? It’s difficult to provide an answer since there may be dozens of rate factors that impact your premium. It’s often assumed that shopping online for auto insurance saves by not paying a commission. But the fact is, there are very high advertising costs and that can quickly cost more than paying an agent.
Informative consumer insurance sites
More tips and info about auto insurance can be read at the Illinois Department of Insurance website. Consumers can file complaints about a company, learn about specific coverages, view a list of available companies, and find out which companies have the most complaints.
Affordable insurance is out there
Budget-conscious auto insurance can be purchased both online and with local Elgin insurance agents, and you should compare price quotes from both in order to have the best chance of saving money. Some companies do not offer online quoting and usually these small insurance companies provide coverage only through local independent agents.
Drivers leave their current company for a number of reasons such as high prices, delays in paying claims, questionable increases in premium and delays in responding to claim requests. No matter why you want to switch, switching companies can be pretty painless.