If you’re looking to buy auto insurance, you have many choices and picking a good Missouri auto insurance agent is harder than just randomly choosing from the yellow pages. The chances are good you want a good agent, but also affordable coverage.
With companies like Allstate, Farmers and State Farm as well as independent agents having local Raytown offices, it’s difficult to determine which one will give you the lowest rates and best service. Fortunately, consumers can use online quotes in order to build a list of insurance agencies and price estimates.
Buying car insurance locally
Educated insurance agents are trained to spot inefficiencies and help submit paperwork. The best thing about getting online price quotes is you may find the lowest rates and still choose a local agent. And providing support for small agencies is especially important in Raytown.
To help locate an agent, after submitting this simple form, the quote information is instantly submitted to agents in your area who will return price quotes for your coverage. You don’t have to leave your computer as quotes are delivered to your email. Now that’s easy!
Below are agents in Raytown that can give you price quote information.
Dick Tracy Insurance – 9425 E 63rd St, Raytown, MO 64133 – (816) 358-6100
Direct General Ins Agency – 9059 E State Route 350, Raytown, MO 64133 – (816) 737-5200
Farmers Insurance Group – 10110 E 63rd St, Raytown, MO 64133 – (816) 356-2223
Allstate Insurance – 6132 Blue Ridge Blvd # A, Raytown, MO 64133 – (816) 358-7171
State Farm Insurance – 11705 E State Route 350 # E, Raytown, MO 64138 – (816) 356-4423
American Family Insurance – 11507 E State Route 350, Raytown, MO 64138 – (816) 356-3100
Choosing a car insurance agent needs to be determined by more than just the premium amount. Any agent should have no problem answering these questions:
- How long has their agency been open in Raytown?
- Will your rates increase after a single accident?
- Do they have any clout with companies to ensure a fair claim settlement?
- What is the agency’s Better Business Bureau rating?
- Do they assist clients in filing claims?
- Do the companies they represent have a solid financial rating?
- How often do they review policy coverages?
- Is the agent and/or agency licensed to do business in Missouri?
After getting good answers to all your questions in addition to an acceptable price estimate, it’s possible that you found an insurance agency that will properly service your auto insurance policy.
Can you save by buying online?
Local insurance agents are a valuable resource, but you can also find affordable Missouri auto insurance direct online. Certain companies, such as State Farm, Allstate and Farmers, who have local agents in Raytown also allow you to buy a policy online. This is something to consider and can also potentially find you lower rates.
If you’re worried about not getting advice from an agent when buying online, this really isn’t an issue. Car insurance companies all have client service departments you can use to get advice on coverages.
Is car insurance cheaper online? The answer is complex due to the fact that there are multiple individual factors that determine the price you pay. Some people will tell you that a consumer who buys direct lowers rates due to not having any agent compensation. But in reality, it’s expensive to advertise so this can offset any savings.
Quote often and quote early
People leave their current company for many reasons like unfair underwriting practices, poor customer service, delays in responding to claim requests and extreme rates for teen drivers. It doesn’t matter what your reason, choosing a new company can be pretty painless.
Discount auto insurance is definitely available on the web and also from your neighborhood Raytown agents, and you should compare price quotes from both so you have a total pricing picture. Some insurance providers may not provide online quoting and usually these small insurance companies provide coverage only through local independent agents.
Find out more about auto insurance
Additional auto insurance information is available on the website for the Missouri Department of Insurance through this link. Missouri consumers can find out industry alerts, file complaints about a company, learn about insurance regulations, and read enforcement actions against agents and companies.