How to Compare Auto Insurance Rates From Alexandria, VA Agents

If you’re trying to find a good insurance agent in Alexandria, VA, we recommend you do an initial search by getting online comparison quotes instead of calling around. You need a professional licensed agent, and also affordable rates.

Consumers have many insurance agencies to buy insurance from, and although it’s nice to have a selection, it can be more difficult to find the lowest cost provider.

Online quotes help locate Alexandria agents

Good agents can point out coverage gaps and help in the event of a claim. One of the best bonuses of comparing rates online is you may find the lowest rates but still work with a licensed agent.

After filling out this form (opens in new window), the coverage information gets sent to participating agents in Alexandria who will return price quotes for your coverage. There is no need to visit any agencies as quotes are delivered to the email address you provide. Now that’s easy! Get lower rates without the usual hassles of price shopping.

Choosing an insurance agency requires more thought than just a cheap price. Some important questions to ask are:

  • Is vehicle damage repaired with OEM or aftermarket parts?
  • Which insurance companies are they affiliated with?
  • How long has their agency been open in Alexandria?
  • How many years of experience in personal lines insurance coverages do they have?
  • Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.

Captive and independent Alexandria auto insurance agents

When looking for a good Alexandria insurance agent, there are a couple of types of agencies that you can select. Agents are categorized either captive or independent (non-captive).

Captive Insurance Agents

Captive insurance agents work for only one company and some examples include Allstate, AAA, Liberty Mutual and State Farm. They are unable to shop your coverage around so they have to upsell other benefits. They receive extensive training in insurance sales which helps them sell insurance even at higher premiums. Consumers frequently choose to use a captive agent partially due to the prominence of the brand and the convenience of having all coverages with one company.

The following are Alexandria captive insurance agents willing to provide comparison quotes.

  • Farmers Insurance Group – 2121 Eisenhower Ave # 200 – Alexandria, VA 22314 – (703) 299-1744
  • State Farm Insurance – 6281 Franconia Rd – Alexandria, VA 22310 – (703) 971-8400
  • Allstate Insurance – 7013 Manchester Blvd # B – Alexandria, VA 22310 – (703) 971-7188
Independent Agencies or Brokers

Independent agents do not work for one specific company so they can insure your vehicles with multiple insurance companies and potentially find a lower price. To transfer your coverage to a different company, the agent simply finds a different carrier and you don’t have to find a new agent. When comparing rates, you should always get quotes from multiple independent agents for the best price selection.Most can insure with different regional companies which can be an advantage.

Shown below is a list of independent insurance agencies in Alexandria who can help you get price quote information.

  • Nationwide Insurance – 5990 Kingstowne Towne Ctr – Alexandria, VA 22315 – (703) 822-2397
  • One Stop Insurance – Springfield Mall – Alexandria, VA 22310 – (703) 921-1501

To view a complete directory of licensed insurance agents in Alexandria, simply jump to this page.

Upon getting reasonable responses to any questions you have and an acceptable price quote, chances are good that you have found an insurance agent that will provide auto insurance coverage.

Can you buy online and save?

Insurance agents are important to many people, but you can also find affordable Virginia auto insurance from companies direct over the internet. Certain companies who have local Alexandria agents also give you the option to buy a policy online, so this should also be taken into consideration as an alternative to contacting agents.

If you’re uneasy about not getting proper coverage when buying car insurance direct, don’t let it bother you. All companies have customer service departments to help you decide which coverages are appropriate.

Are online rates lower? Many people swear by it, but it’s difficult to answer since there are many things that impact your final bill. Many people think that buying online saves money by not requiring a commission. But the reality is it’s expensive to advertise so the rates may be similar to buying from an agent.

Affordable insurance is out there

Low-cost auto insurance can be sourced from both online companies in addition to many Alexandria insurance agents, and you should compare price quotes from both to get a complete price analysis. A few companies do not provide online quoting and usually these small insurance companies provide coverage only through local independent agents.

As you restructure your insurance plan, you should never sacrifice coverage to reduce premiums. There are too many instances where an accident victim reduced liability limits or collision coverage only to regret that a couple dollars of savings turned into a financial nightmare. The aim is to purchase a proper amount of coverage at a price you can afford.

Virginia insurance quotes

Additional auto insurance links

More tips and info about auto insurance is located at the Virginia Bureau of Insurance website. Virginia drivers can report car insurance fraud, get help finding coverage, discover disciplinary actions, and view a list of available companies.