How to Compare Auto Insurance Rates From Dunwoody Insurance Agents

If you’re trying to find a good Dunwoody agent, we recommend you do the preliminary legwork on the web rather than picking up the phone. Consumers need a good agent that listens to you, and also the lowest rates for auto insurance in Dunwoody.

Many insurance agents compete to insure your vehicles, and because of this it can be hard to compare auto insurance agents to discover the definitive best rates possible.

Best way to find Dunwoody agents

Good agents can point out coverage gaps and help you file claims. The biggest benefit of comparing insurance prices online is you can get the lowest rates and still choose a local agent.

To help locate an agent, after submitting this simple form, your information is sent to local insurance agents who will battle for your coverage. You never need to leave your computer as quotes are delivered immediately to your email address. How’s that for easy! You can find the lowest rates AND an agent nearby.

Deciding on an insurance agency shouldn’t rely on just a cheap price. Any agent should have no problem answering these questions:

  • Do you have coverage for a rental car if your vehicle is in the repair shop?
  • Did they already check your driving record and credit reports?
  • Is working in the agency their full-time job?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Who is covered by the car insurance policy?
  • Are they able to influence company decisions when a claim is filed?
  • Can glass repairs be made at your home?
  • Does the agency support the community they serve?

What type of Dunwoody insurance agent is right for you?

If you’re trying to find a reputable insurance agent or broker, you need to know there are two different agency structures from which to choose. Agencies in Dunwoody are categorized either independent (non-captive) or captive.

Agency Captives

This type of agents can only write with one company such as Farmers Insurance or State Farm. They generally cannot provide prices from multiple companies so it’s a take it or leave it situation. They are very knowledgeable in insurance sales which can be an advantage. Some people will only choose to use a captive agent partially due to the brand legacy and the convenience of having a single billing for all their coverages.

Listed below are captive agencies in Dunwoody who may provide you with comparison quotes.

  • Allstate Insurance – 4511 Chamblee Dunwoody Rd # D1 – Dunwoody, GA 30338 – (770) 394-3150
  • State Farm Insurance – 1742 Mount Vernon Rd # 150 – Dunwoody, GA 30338 – (770) 394-4240
Independent Agents (or Brokers)

These agents are not employed by any specific company so they can insure your vehicles with many different companies and possibly get better coverage at lower prices. If your agent finds better pricing, they simply move the coverage in-house without you having to go to a different agency. When comparing rates, you should always include price quotes from several independent insurance agents to have the most options to choose from.Most can insure with lesser-known insurance companies which may provide better rates.

Below are independent agents in Dunwoody that can give you rate quotes.

  • A B Haight Insurance and Risk – 5052 Pine Branches Close – Dunwoody, GA 30338 – (770) 396-5190
  • AJS Insurance Svc – 6206 Peachford Cir – Dunwoody, GA 30338 – (678) 547-0300
  • Charlies Williams Agency – 1340 Center Dr # 101 – Dunwoody, GA 30338 – (770) 394-9700
  • Bowen Agency – 2406 Mount Vernon Rd – Dunwoody, GA 30338 – (770) 350-9650

To view a full list of insurance agents in Dunwoody, click here to link.

Upon getting positive responses for all questions you ask and locked in a price quote, you’ve probably found an auto insurance agent that is a good match to properly insure your vehicles.

Keep your options open

Insurance agencies are perfect for certain consumers, but you can also buy Georgia car insurance direct from companies that only sell online. Some specific companies that are more known for using agents, also give you the ability to quote and buy online, and online price comparisons are easy.

If you’re uneasy about not having an insurance agent’s advice when buying car insurance direct, this really isn’t an issue. Online car insurance companies give you access to trained agents that you can contact for information. Also available are help pages and frequently asked questions that you can use before buying.

Are online rates lower? Many people swear by it, but it’s difficult to answer because there are a lot of things that impact your rate calculation. It’s logical to say that going direct cuts out the middleman. In reality, there are high advertising and marketing costs and that impacts the rates consumers pay.

For more Georgia car insurance information

More tips and info about auto insurance is located at the Georgia Insurance and Safety Fire Commissioner website. Georgia consumers can view a list of available companies, discover disciplinary actions, view agent and company licensing information, and read enforcement actions against agents and companies.

Other informative sites include this online resource for free quotes in Georgia and this page for help finding agents in Dunwoody, GA.

Dunwoody GA insurance agents

In Summary

While you’re price shopping online, do not buy lower coverage limits just to save a few bucks. In too many instances, consumers will sacrifice liability coverage limits only to find out that saving that couple of dollars actually costed them tens of thousands. Your goal should be to find the BEST coverage at an affordable rate while not skimping on critical coverages.

Discount auto insurance can be purchased from both online companies as well as from independent agents in Dunwoody, so compare prices from both in order to have the best chance of saving money. Some insurance companies don’t offer online price quotes and usually these small, regional companies provide coverage only through local independent agents.