How to Compare Auto Insurance Rates From Fond Du Lac Insurance Agents

Comparing auto insurance companies in Fond Du Lac, WI can be challenging because choosing the right Fond Du Lac insurance agency is not as easy as just picking up the phone. Consumers need a professional licensed agent, but also need affordable rates.

Since consumers have many auto insurance companies to choose from, it’s difficult to locate the right insurance company.

Comparing prices from Fond Du Lac agents

Licensed agents are trained to spot inefficiencies and give you peace of mind. The biggest benefit of price shopping on the web is you may find the best rates but still work with a licensed agent.

After completing this short form, your coverage information is instantly submitted to local insurance agents who will battle for your business. There is no need to even leave your home due to the fact that quote results will go to the email address you provide. How’s that for easy! Get lower rates without the usual hassles of price shopping.

Choosing an insurance agency shouldn’t rely on just a cheap price. These are valid questions to ask:

  • Are claims handled at the agent’s location?
  • How are they compensated?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Which members of your family are coverage by the policy?
  • Is the agent and/or agency licensed to do business in Wisconsin?

Do you need an independent or captive insurance agent?

If you’re trying to find a local agent, there are two types of agencies that differ in how they can insure your vehicles. Agencies in Fond Du Lac are classified as either captive or independent (non-captive).

Captive Insurance Agents

Captive insurance agents can only write with one company such as Allstate, Farmers Insurance or State Farm. These agents are unable to place coverage with different providers so they have no alternatives for high prices. These agents receive extensive training in insurance sales which helps them sell insurance even at higher premiums. Some people will only buy insurance from these agents primarily because of the brand legacy and solid financial strength.

Below is a short list of captive agencies in Fond Du Lac who can help you get rate quotes.

  • Farmers Insurance Group – 1101 Winchester Ave – Fond Du Lac, WI 54935 – (920) 923-3164
  • American Family Insurance – 218 N Seymour St – Fond Du Lac, WI 54935 – (920) 921-7424
Independent Insurance Agents

Independent agencies are not locked into one company so they can insure your vehicles amongst many companies and possibly get better coverage at lower prices. If you are not satisfied with one company, the agent simply finds a different carrier without you having to go to a different agency. When comparing rates, it’s a good idea to contact several independent insurance agents to get the best comparison. Many write coverage with smaller regional carriers which can save you money.

Below is a list of independent insurance agents in Fond Du Lac willing to provide price quote information.

  • Chuck Westby Agency Inc – 384 N Main St # 2 – Fond Du Lac, WI 54935 – (920) 922-2193
  • American Repulbic Insurance – 88 S Portland St # 208 – Fond Du Lac, WI 54935 – (920) 929-8827
  • Diedrich Agency Inc – 288 W 9th St – Fond Du Lac, WI 54935 – (920) 922-3386
  • Fond Du Lac Insurance Svc – 231 Bischoff St – Fond Du Lac, WI 54935 – (920) 922-9100
  • Brad Tagliapietra Agency – 518 W Scott St – Fond Du Lac, WI 54937 – (920) 922-7722

To view a complete directory of auto insurance agents in Fond Du Lac, please view this page.

Upon getting good answers to any questions you have as well as a affordable price, it’s possible that you found an auto insurance agent that meets your needs to service your policy.

The online company option

Auto insurance agents are important to many people, but Wisconsin drivers can also buy direct over the internet. A few companies like Allstate and State Farm that are more known for using agents, also let you buy direct on their websites, and consumers should do that and can also potentially find you lower rates.

If you’re uneasy about selecting your own policy coverages, that should not be a issue. Online companies that require consumers to choose their own coverages provide options you can use to get advice on coverages. They also make available extensive coverage information and 24/7 assistance so buying online is not difficult.

The best approach to find out if car insurance prices are lower online or from agents is to get price quotes for both. You could possible even receive different price quotes comparing agents to online prices from the SAME company.

Do people save by buying online? That question is hard to answer due to the fact that there are many factors that determine your policy premium. Some people will tell you that a shopper who purchases direct cuts out the agent as a middleman. But the reality is there are very high advertising costs so the rates may be similar to buying from an agent.

More detailed Wisconsin auto insurance information can be found at the Wisconsin Office of the Commissioner of Insurance website. Wisconsin consumers can find out industry alerts, find a variety of consumer forms, and learn about specific coverages.

More related Fond Du Lac auto insurance information:

quotes for Fond Du Lac insurance

One last thing about your coverage

People change insurance companies for a variety of reasons including delays in paying claims, not issuing a premium refund, poor customer service or high rates after DUI convictions. Regardless of your reason for switching companies, finding a great new company is not as hard as you think.

While you’re price shopping online, make sure you don’t buy lower coverage limits just to save a few bucks. There have been many situations where someone dropped liability limits or collision coverage to discover at claim time they didn’t purchase enough coverage. The ultimate goal is to buy enough coverage at a price you can afford while still protecting your assets.