How to Compare Car Insurance Rates From Gautier Insurance Agencies

Comparing car insurance companies in Gautier, MS can be challenging because you have many choices and choosing the right Gautier insurance agent is more difficult than just calling the closest agent. You require a good professional insurance agent, but also need the lowest rates in Gautier.

Big-name insurance companies like State Farm, Allstate, Geico and Progressive constantly bombard you with advertising and it is challenging if not impossible to ignore the flashy ads and find the best price available.

Why do I need an agent?

Licensed agents can help determine the best coverages and help you file claims. The best thing about comparing insurance prices online is the fact that you can find the lowest rates but also keep your business local.

After completing this quick form, your insurance data gets sent to local insurance agents who will return price quotes for your coverage. You won’t need to even leave your home since price quotes are sent to the email address you provide. Now that’s easy! You can find better rates without the usual hassles of price shopping.

Picking an insurance agency requires more thought than just the price. These are valid questions to ask:

  • Do they review policy coverages at every renewal?
  • Does the agency support the community they serve?
  • Who is covered by the car insurance policy?
  • Are you getting all the discounts the company offers?
  • Do they make recommendations based only on price?
  • Are they able to influence company decisions when a claim is filed?
  • Do they receive special compensation for putting your coverage with one company over another?

How to choose the best insurance agency in Gautier

When researching a good insurance agency, there are a couple of different types of agents to choose from. Agencies in Gautier are categorized either captive or independent.

Captive Agents

This type of agents have only one company to place business with and examples are State Farm, Allstate and AAA. Captives cannot provide prices from multiple companies so always compare other rates. Captive agents are well schooled on their products and sales techniques which helps them compete with independent agents.

Listed below is a list of captive insurance agencies in Gautier willing to provide rate quotes.

State Farm Insurance – 1408 Highway 90 # 3 – Gautier, MS 39553 – (228) 497-5904

Independent Agents

These agents are not employed by any specific company so they have the ability to put coverage with multiple insurance companies and possibly get better coverage at lower prices. To move your coverage to a new company, the business is moved internally and you won’t have to switch agencies. When shopping rates, it’s recommended you include price quotes from multiple independent agents for the best price selection.

Listed below are Gautier independent agencies who can help you get price quote information.

Fred Price Jr Insurance – 1435 Highway 90 – Gautier, MS 39553 – (228) 497-2757
USA Insurance Co – 2104 Highway 90 – Gautier, MS 39553 – (228) 497-9935
Estis Agency – 4341 Gautier Vancleave Rd # 2 – Gautier, MS 39553 – (228) 497-1178

To view a full list of car insurance agents in Gautier, visit this site.

Once you have positive responses to these questions in addition to an acceptable price estimate, most likely you have located an insurance agency that will insure your vehicles.

Can you buy online and save?

Local insurance agents serve a purpose, but Mississippi drivers can also buy direct from companies that only sell online. Even companies like Allstate and State Farm who sell through agents in Gautier also allow you to buy online, and that is helpful if you don’t want to take the time to contact agents.

If you’re anxious about whether or not you’ll have guidance when buying car insurance direct, that shouldn’t be an issue. Online car insurance companies all have toll-free customer service for getting the best coverage. They also make available anytime access to help and a customer research section to help with the buying process.

Gautier car insurance agent

Is online auto insurance cheaper? A lot of shoppers won’t buy anywhere else, but it’s impossible to say because there are many factors that are calculated into your premium. It’s often assumed that buying car insurance online saves the commission normally paid to an agent. In many cases, getting their brand in front of customers is expensive and those expenses can offset most of the savings by selling direct.

For more Mississippi car insurance information

More tips and info about car insurance is available at the Mississippi Insurance Department website. Visitors are able to view a list of available companies, learn about specific coverages, read state legal mandates and laws, and file complaints about an insurance agent or broker.

A little work can save a LOT of money

People change insurance companies for a variety of reasons including an unsatisfactory settlement offer, high rates after DUI convictions, poor customer service or policy cancellation. Regardless of your reason for switching companies, finding a great new company is not as hard as you think.

Cost effective car insurance can be sourced both online and also from your neighborhood Gautier agents, and you should be comparing both to have the best chance of lowering rates. Some insurance companies may not provide online price quotes and these small, regional companies work with independent agents.