How to Find a Good Auto Insurance Agent in Kingman

If you’re trying to find a good Kingman agent, it’s recommended you begin your search using online quotes to save yourself time. Consumers need a decent agent, but also need competitive auto insurance rates.

With consumers having so many choices of insurance companies, it can be hard to locate the most affordable provider.

Comparing rates from local agents

Agents are trained to spot inefficiencies and help in the event of a claim. One of the great benefits of comparing insurance prices online is that you can obtain the best rates but still work with a licensed agent.

Upon completion of this short form, your insurance data is immediately sent to agents in your area who will compete to get your business. You never need to even leave your home as quotes are delivered straight to your inbox. How cool is that?! You’ll get the best rates and an insurance agent to talk to.

Selecting an insurance agent shouldn’t rely on just the premium amount. Any agent should have no problem answering these questions:

  • Who are their largest clients?
  • Are claims handled at the agent’s location?
  • How often do they review policy coverages?
  • Is working in the agency their full-time job?
  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • Does the agent have professional designations like CIC, CPCU or AIC?
  • Do they feel the quoted coverages are adequate?

Below are agents in Kingman that may be willing to give comparison quotes.

  • Farmers Insurance Group – 3667 E Stagecoach Dr, Kingman, AZ 86401 – (928) 681-1333
  • Insurance Center – 2755 E Northern Ave, Kingman, AZ 86409 – (928) 757-3191
  • Jim Powell Insurance – 3303 E Northern Ave, Kingman, AZ 86409 – (928) 757-5040
  • Farm Bureau Insurance – 619 Hall St, Kingman, AZ 86401 – (928) 753-5973
  • Allstate Insurance – 2901 N Stockton Hill Rd # B, Kingman, AZ 86401 – (928) 753-5223

To view a full list of licensed insurance agents in Kingman, visit this site.

After getting reasonable responses to these questions and locked in a price quote, most likely you have located an insurance agent that can properly insure your vehicles.

Have you considered online alternatives?

Licensed agents are perfect for certain consumers, but you also have the option of buying Arizona car insurance direct online. Certain companies, such as Farmers Insurance and State Farm, who employ agents also permit you to quote and buy online, and that can save time if the lowest rate is your goal.

If you’re anxious about not having someone to ask questions, that shouldn’t be an issue. All companies that require consumers to choose their own coverages provide access to licensed agents to help you decide which coverages are appropriate. Additionally, most companies also offer extensive coverage information and 24/7 assistance that you can use if you have questions.

If the lowest price is important, the best way to know whether online companies or local agents have lower rates is to get rates from both and compare them. It’s fairly common that you receive different coverage costs when comparing agent prices to online quotes for the exact same company.

Will you save money buying auto insurance online? The answer to that question is complicated because of the number of factors that determine the price you pay. Many people think that shopping direct saves money because there is no commission. In reality, advertising budgets are huge and those expenses can offset most of the savings by selling direct.

Additional detailed information can be read at the Arizona Department of Insurance website. Visitors are able to read enforcement actions against agents and companies, discover disciplinary actions, read consumer alerts, and download brochures.

compare Arizona insurance agents

Shop smart and save

Insureds switch companies for a number of reasons such as high prices, policy non-renewal, being labeled a high risk driver and delays in responding to claim requests. It doesn’t matter what your reason, choosing a new company can be pretty painless.

As you prepare to switch companies, do not reduce coverage to reduce premium. In many instances, an insured cut liability limits or collision coverage only to find out that the small savings ended up costing them much more. Your goal should be to purchase plenty of coverage at the best price while still protecting your assets.