How to Find a Good Insurance Agent in Corinth

When trying to find a licensed insurance agent in Corinth, you can always do an initial search using online quotes rather than picking up the phone. It’s likely you’re not only searching for a professional licensed agent, but you also need affordable coverage.

With independent agents, Allstate and State Farm having local Corinth offices, it’s difficult to determine which will provide you with the lowest rates and best service. Thankfully, consumers can use insurance quotes online to assemble a group of insurance agencies to choose from.

Buying car insurance locally

Professional agents can help determine the best coverages and help submit paperwork. The best thing about comparing insurance prices online is that you can obtain better rates but also keep your business local. And providing support for local agencies is important especially in Corinth.

To help locate an agent, after submitting this simple form, your insurance coverage information is transmitted to participating agents in Corinth who will give you bids to get your business. You never need to leave your house because quoted prices will be sent to the email address you provide. Now that’s easy! You’ll get the best rates and an insurance agent to talk to.

Insurance agent types

When searching for a reliable agent, there are two different types of agents from which to choose. Corinth agents are either independent (non-captive) or captive.

Independent Insurance Agents

These agents do not work for one specific company so they have the ability to put coverage with many different companies enabling the ability to shop coverage around. If you are not satisfied with one company, your agent can switch companies without you having to go to a different agency. When comparison shopping, it’s recommended you contact at a minimum one independent agency to ensure the widest selection of prices.Many can place coverage with smaller companies who may have lower rates.

Listed below is a list of independent agencies in Corinth that can give you pricing information.

  • Crossroads Insurance – 2040 E Shiloh Rd # 1 – Corinth, MS 38834 – (662) 287-2347
  • Direct General Ins Agency – 2021 Highway 72 E – Corinth, MS 38834 – (662) 286-2800
  • Bailey Williams Insurance – 514 N Fillmore St – Corinth, MS 38834 – (662) 286-2312
  • Direct General Ins Agency – 313 Highway 72 W – Corinth, MS 38834 – (662) 286-2800
Captive Insurance Agents

Captive agents work for only one company and examples are AAA, Allstate, State Farm, Farmers Insurance or Liberty Mutual. They are unable to give you multiple price quotes so it’s a take it or leave it situation. Captives are usually quite knowledgeable on their company’s products and that can be a competitive advantage. Consumers frequently buy insurance from these agents mostly because of high brand loyalty and the convenience of having a single billing for all their coverages.

The following is a list of captive insurance agents in Corinth that can give you price quote information.

  • State Farm Insurance – 102 N Cass St – Corinth, MS 38834 – (662) 287-8077

For a complete listing of captive insurance agencies in Corinth, simply jump to this page.

Selecting an insurance agent needs to be determined by more than just the bottom line cost. Some important questions to ask are:

  • Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
  • How long has their agency been open in Corinth?
  • Is working in the agency their full-time job?
  • Does the company allow you to choose your own collision repair facility?
  • What will you get paid if your car is a total loss? How is that amount determined?
  • How long have they worked with personal auto insurance coverage?

Once you have received satisfactory answers to your questions and an acceptable price quote, you may have just found an insurance agent that can provide auto insurance coverage.

Do online insurance companies have lower rates?

Auto insurance agents are important, but Mississippi consumers also have the option to buy from companies direct over the internet. Some companies that sell primarily through agents also permit you to buy direct online, so that should be considered if finding the best price is important.

If you’re anxious about choosing your own coverages when shopping online, this really isn’t an issue. Online car insurance companies provide toll-free numbers for getting the best coverage. Consumers also can use online education and live help anytime to help you answer questions.

Are online premiums lower? A lot of shoppers won’t buy anywhere else, but it’s impossible to say since there may be dozens of rate factors that influence how your policy is priced. Many people think that a customer who purchases direcly from an online company saves money by not requiring a commission. But truthfully, getting their brand in front of customers is expensive and that can cost more than having to pay agents.

To learn even more about auto insurance

Additional auto insurance information can be read on the Mississippi Insurance Department website located here. Mississippi consumers can view agent and company licensing information, find out which companies have the most complaints, and download brochures.

More quotes mean more savings

Cheap auto insurance can be bought both online and also from your neighborhood Corinth agents, so compare prices from both to have the best chance of lowering rates. Some insurance providers may not provide online quoting and usually these small, regional companies provide coverage only through local independent agents.

Drivers switch companies for a variety of reasons including poor customer service, delays in responding to claim requests, being labeled a high risk driver and high rates after DUI convictions. It doesn’t matter what your reason, switching auto insurance companies can be easy and end up saving you some money.