How to Find a Great Auto Insurance Provider in Akron

To locate an insurance agent in Akron, Ohio, you can begin your search on the web rather than picking up the phone. We’re guessing that not only do you want a highly trained agent, but you also want the lowest possible price.

With Allstate, Farmers and State Farm as well as independent agents all competing for your business, it’s hard to tell which provider will provide the best rates, service and coverage. To begin, it’s easy to use online price quotes to build a list of agents and thier coverage prices.

Car Insurance from Akron insurance agents

Educated insurance agents can answer important questions and help in the event of a claim. One of the great benefits of price shopping on the web is the fact that you can find the lowest rates and still choose a local agent. And supporting local agencies is definitely important in Akron.

After completing this short form, your information is emailed to participating agents in Akron who will return price quotes for your coverage. You don’t have to leave your house because quoted prices will be sent immediately to your email address. How cool is that?! It’s the lowest rates and work with a local agent.

If you prefer to view licensed agents in Akron, go to this page.

Picking an auto insurance agent shouldn’t rely on just the bottom line cost. Agents should be asked these questions:

  • How long has their agency been in business in Akron?
  • Is vehicle damage repaired with OEM or aftermarket parts?
  • Do they assist clients in filing claims?
  • If your car is totalled, how to they determine the replacement cost?
  • If you have an accident, will your rates go up?
  • Do clients work directly with the agent or are most inquiries handled by a CSR?
  • How many years of experience in personal lines insurance coverages do they have?

Once you have received positive feedback to these questions and a good coverage price, you have narrowed it down to a car insurance agent that meets your needs to insure your vehicles.

Isn’t it cheaper to buy from online companies like GEICO?

Local insurance agents are a valuable resource, but Ohio drivers can also buy from online companies direct. Certain auto insurance companies who have local agents in Akron additionally provide the ability to get a quote and buy online, and that is helpful if you prefer not to work with an agent.

If you’re anxious about choosing your own coverages when buying car insurance direct, this really isn’t an issue. All companies have customer service departments to answer your questions.

For price-conscious consumers, the only way of knowing who has the best rates, online companies or local insurance agents, is to make apples-to-apples comparisons of both. Even though it sounds odd, people frequently get different pricing when getting a price from both an agent and online for the same auto insurance company. It’s difficult to tell which is cheaper unless you compare quotes for identical coverages each way.

Do people save by buying online? A lot of shoppers won’t buy anywhere else, but it’s impossible to say due to the large number of individual components that impact your premium. It’s often assumed that buying direct saves the commission normally paid to an agent. But the fact is, marketing expenses are significant and that can cost more than having to pay agents.

Additional information can be found on the Ohio Department of Insurance website through this link. Consumers can file complaints about a company, view a list of available companies, and find disaster information.

One last thing about your coverage

Consumers who switch companies do it for many reasons like high rates after DUI convictions, policy cancellation, delays in responding to claim requests and denial of a claim. It doesn’t matter what your reason, choosing a new insurance company is not as difficult as it may seem.

Akron insurance agencies

When you buy insurance online, it’s a bad idea to reduce coverage to reduce premium. In many cases, someone sacrificed full coverage and found out when filing a claim that it was a big mistake. Your strategy should be to buy a smart amount of coverage at an affordable rate while not skimping on critical coverages.