How to Find an Auto Insurance Agent in Janesville

To find a good Janesville agent, it’s recommended you start your search on the web rather than picking up the phone. You need a competent insurance agent, but also the best possible price.

With so many choices, it’s difficult to find the right company.

Your insurance agent down the street

Agents can help determine the best coverages and give you peace of mind. The best thing about comparing rates online is you can get the lowest rates and still choose a local agent.

Upon completion of this simple form, your insurance coverage information is instantly submitted to companies in Janesville who will give you bids for your coverage. You never need to drive around since price quotes are sent to your email. How’s that for easy! You can find the lowest rates and work with a local agent.

Deciding on an insurance agency needs to be determined by more than just the price. Any agent should be forthright in answering these questions:

  • Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
  • Are they full-time agents?
  • What insurance company do they write the most business with?
  • If they are an independent agency, which companies do they recommend?
  • What insurance companies do they work with?
  • Do they review policy coverages at every renewal?
  • Do the companies they represent have a solid financial rating?

Below is a short list of insurance agencies in Janesville that can give you price quotes.

Sentry Insurance Co – 4027 Wilshire Ln, Janesville, WI 53546 – (608) 758-1999
State Farm Insurance – 1327 N Wright Rd, Janesville, WI 53546 – (608) 756-9208
Farmers Insurance Group – 20 E Milwaukee St # 314, Janesville, WI 53545 – (608) 754-4070
PLK Insurance & Financial – 101 S Main St # 150, Janesville, WI 53545 – (608) 756-5375
John Wickhem Agency – 1504 N Randall Ave, Janesville, WI 53545 – (608) 752-6030
Allstate Insurance – 1821 Milton Ave # 2, Janesville, WI 53545 – (608) 754-8600

Once you have received acceptable answers to all your questions in addition to an acceptable price estimate, you’ve probably found a car insurance agent that will service your policy.

What if I want to buy from an online company?

Insurance agencies are important to many people, but Wisconsin drivers can also buy direct from companies that only sell online. Some companies, such as Farmers Insurance and State Farm, that are more known for using agents, also give you the ability to get quotes and purchase online. This is something to consider if you’re trying to lower your rates.

If you’re uncomfortable with not having someone to ask questions, don’t let it bother you. Auto insurance companies that require consumers to choose their own coverages give you access to trained agents to walk you through the process.

Are online companies cheaper? Whether or not you’ll save is impossible to say since there are so many components that influence how your policy is priced. Many people think that a shopper who purchases direct saves money by not requiring a commission. But the fact is, online and traditional media advertising are expensive and this drives up their premium costs.

The only way to know if the best rates are online or from local agents is getting rates for as many of both types of providers as possible. It’s possible to get different rates comparing agents to online prices from exactly the same company. But you can’t find out whether online or agents have the lower rates without quoting coverages utilizing both methods.

One last thing

While you’re price shopping online, never buy lower coverage limits just to save a few bucks. There are too many instances where drivers have reduced physical damage coverage and learned later that their decision to reduce coverage ended up costing them more. Your goal should be to buy a smart amount of coverage for the lowest price.

find Wisconsin insurance agents

People switch companies for any number of reasons including questionable increases in premium, high rates after DUI convictions, poor customer service and even delays in paying claims. Whatever your reason, finding the right car insurance provider is less work than it seems.

More detailed Wisconsin car insurance information is located at the Wisconsin Office of the Commissioner of Insurance website. Consumers can read state legal mandates and laws, discover disciplinary actions, learn about insurance regulations, and file complaints about a company.

Other useful links include this link for Wisconsin coverage information and this page for help finding agents in Janesville, WI.