How to Find an Insurance Agent in Lynnwood

When finding a licensed insurance agent in Lynnwood, you can begin your search by getting online comparison quotes instead of making phone calls. There is a good chance you’re wanting a good agent, but you also want to find the best rates possible.

With insurance companies like State Farm, Allstate and Farmers Insurance having local Lynnwood offices, consumers have a hard time knowing which provider will provide you with the cheapest rates and the best coverage. To help decide, you can use insurance quotes online to get a list of insurance agencies and thier coverage prices.

Car Insurance from Lynnwood insurance agents

Educated insurance agents can answer important questions and help you file claims. The biggest benefit of comparing insurance prices online is the fact that you can find lower rates but still work with a licensed agent. And supporting local agencies is especially important in Lynnwood.

To find an agent, once you fill out this form (opens in new window), your insurance data is submitted to insurance agents in Lynnwood who will compete for your insurance coverage. You don’t have to leave your house since price quotes are sent to the email address you provide. Now that’s easy!

Shown below is a list of insurance agents in Lynnwood who can help you get rate quotes.

State Farm Insurance – 16911 Highway 99 # 101, Lynnwood, WA 98037 – (425) 742-9304
Farmers Insurance Group – 19109 36th Ave W, Lynnwood, WA 98036 – (425) 670-8979
Matt Martin Agency – 12900 Mukilteo Speedway # E16, Lynnwood, WA 98087 – (425) 743-2600
Bilyeu-Miller Insurance Inc – 18514 Highway 99 # C, Lynnwood, WA 98037 – (425) 775-7400
Allstate Insurance – 4208 198th St SW # 112, Lynnwood, WA 98036 – (425) 778-0777
Hoffman Insurance – 19909 64th Ave W, Lynnwood, WA 98036 – (425) 670-2630

Picking an auto insurance agent needs to be determined by more than just the bottom line cost. Any agent should be forthright in answering these questions:

  • Do they assist clients in filing claims?
  • Is the agent and/or agency licensed to do business in Washington?
  • Do they carry Errors and Omissions coverage?
  • Does the agency provide any after hours assistance?
  • How much will you save each year by using a higher deductible?
  • Do they feel the quoted coverages are adequate?

Once you have positive feedback and an affordable coverage quote, it’s possible that you found an insurance agency that meets your needs to adequately provide car insurance.

Online companies can help you save

Auto insurance agents serve a purpose, but Washington consumers also have the option to buy direct from companies that only sell online. Some companies, such as Farmers Insurance and State Farm, who have local agents in Lynnwood also allow you to buy direct on their websites, and consumers should do that if you are the do-it-yourself type.

If you’re apprehensive about not getting proper coverage when buying car insurance direct, this is normal but is quickly overcome. Online car insurance companies all have toll-free customer service for answering any questions you have.

Will you save money buying auto insurance online? That is a tough question to answer because there are so many things that impact your premium. Some people will tell you that a shopper who purchases direct saves the commission normally paid to an agent. For most companies selling online, however, getting their brand in front of customers is expensive so rates may not be all that different from traditional agents.

If the lowest price is important, the best way to know where you can get the lowest rate, either online or from agents, is comparing rate quotes from both. Lots of times people will get different prices from the same car insurance company when they get quotes from both. You won’t know if the lower rates are from agents or online without quoting identical coverages from both ways.

Washington insurance agency

One last thing

As you shop your coverage around, it’s very important that you do not skimp on critical coverages to save a buck or two. There are too many instances where an insured dropped physical damage coverage and found out when filing a claim that the savings was not a smart move. The ultimate goal is to purchase a proper amount of coverage at a price you can afford while still protecting your assets.

Drivers who switch companies do it for a number of reasons such as extreme rates for teen drivers, not issuing a premium refund, lack of trust in their agent or even delays in paying claims. It doesn’t matter why you want to switch choosing a new insurance company is pretty easy and you might even save some money in the process.

Informative consumer insurance sites

Much more information about car insurance in Washington is located on the website for the Washington State Office of the Insurance Commissioner through this link. Consumers can read state legal mandates and laws, find a variety of consumer forms, and get help finding coverage.