If you’re trying to find a licensed insurance agent in Thomasville, you can always begin your search by comparing rates online to save yourself time. You need a good agent, and also the cheapest rates you can possibly find.
Many insurance agents vie for your insurance dollar, and it can be difficult to compare rates to discover the definitive lowest cost out there.
How to buy car insurance from an agent in Thomasville
Educated insurance agents can answer important questions and give you someone to call. One of the best bonuses of price shopping on the web is the fact that you can find lower rates but also keep your business local.
To make it easy to find an agent, after completing this form (opens in new window), your insurance data is immediately sent to local insurance agents in Thomasville who will compete for your coverage. There is no reason to even leave your home since price quotes are sent to your email. Now that’s easy! You can find better rates and work with a local agent.
Deciding on a car insurance agent should depend on more than just a low price. Agents should be asked these questions:
- Are claims handled at the agent’s location?
- Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
- Which members of your family are coverage by the policy?
- How long have they worked with personal auto insurance coverage?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
- Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
- Which insurance companies are they affiliated with?
- How long has their agency been open in Thomasville?
Captive or Independent: There is a difference
When finding a good Thomasville insurance agent, there are a couple of different agency structures from which to choose. Insurance agencies in Thomasville can either be captive or independent (non-captive).
Captive Agents
These agents are contracted to one company such as Allstate, AAA, Liberty Mutual and State Farm. They usually cannot place coverage with different providers so it’s a take it or leave it situation. Captives are usually quite knowledgeable on their company’s products and that can be a competitive advantage.
The following are Thomasville captive agents who can help you get price quote information.
Allstate Insurance – 1033 Randolph St # 14 – Thomasville, NC 27360 – (336) 476-8800
Independent Agents (or Brokers)
Independent agencies are not required to write business for one company so they can insure your vehicles with multiple insurance companies depending on which coverage is best. If you are not satisfied with one company, the business is moved internally and that require little work on your part.
When comparing rates, it’s recommended you get quotes from several independent insurance agents to get the best comparison.
Shown below is a list of independent agents in Thomasville who can help you get rate quotes.
Royal S Jarvis Agency – 2 Salem St # 313 – Thomasville, NC 27360 – (336) 472-3317
Hite Agency – 1033 Randolph St # 14 – Thomasville, NC 27360 – (336) 476-8800
All-Risk Insurance Ctr Inc – 301 National Hwy – Thomasville, NC 27360 – (336) 475-1948
Insurance Service Corp-America – 459 Will Johnson Rd – Thomasville, NC 27360 – (336) 476-0400
To view a complete directory of licensed insurance agents in Thomasville, visit this link.
Once you have received satisfactory answers for all questions you ask and a good coverage price, most likely you have located a car insurance agent that meets your needs to service your policy.
Does buying direct online get me lower rates?
Licensed agents are important, but you also have the option of buying direct from companies online. A few companies, such as Farmers Insurance and State Farm, who sell through the agent channel additionally provide the ability to buy direct on their websites, and consumers should do that if you want to do it yourself.
If you’re uneasy about having to choose coverages yourself when buying car insurance direct, that should not be a issue. Insurance companies have toll-free phone numbers and other options for getting advice on proper coverages. Also available are online education and live help anytime to help with the buying process.
Do customers save by switching to an online company? A lot of shoppers won’t buy anywhere else, but it’s impossible to say since there are many things that are calculated into your premium. Common sense would say that shopping online for auto insurance saves money because there is no commission. But in reality, marketing expenses are significant so this can offset any savings.
Informative consumer insurance sites
More detailed North Carolina car insurance information is available at the North Carolina Department of Insurance website. North Carolina consumers can find a variety of consumer forms, learn about specific coverages, and report car insurance fraud.
A little work can save a LOT of money
Consumers leave their current company for a variety of reasons including lack of trust in their agent, being labeled a high risk driver, not issuing a premium refund or policy non-renewal. It doesn’t matter what your reason, finding a great new company is actually quite simple.
Low-cost car insurance is available both online and also from your neighborhood Thomasville agents, and you should be comparing both so you have a total pricing picture. Some companies may not provide you the ability to get quotes online and most of the time these smaller companies sell through independent agents.
