How to Get the Best Price from Noblesville Car Insurance Providers

When searching for a licensed insurance agent in Noblesville, we recommend you do an initial search on the internet rather than looking in the yellowpages. Consumers need a decent agent, but also cheaper car insurance prices.

Numerous insurance agencies battle for your insurance dollar, and because of this it can be hard to compare insurance agents and get the definite best rate

Online quotes help locate Noblesville agents

Agents can answer important questions and help in the event of a claim. One of the great benefits of price shopping on the web is that you can obtain the best rates and still have an agent to talk to.

To make it easy to find an agent, after completing this quick form, the coverage information is transmitted to agents in your area who will battle for your coverage. You don’t have to even leave your home due to the fact that quote results will go to the email address you provide. Now that’s easy!

Choosing an auto insurance agent should depend on more than just the bottom line cost. Agents should be asked these questions:

  • What insurance companies do they work with?
  • Will their companies depreciate repairs to your car based on the mileage?
  • If they are an independent agency, which companies do they recommend?
  • Does the company allow you to choose your own collision repair facility?
  • Which members of your family are coverage by the policy?

How to choose the best auto insurance agent in Noblesville

When researching a reliable agent, there are a couple of types of agencies from which to choose. Insurance agencies in Noblesville are categorized either independent (non-captive) or captive. While both can do a good job, but it’s worth mentioning the differences since it can impact the type of agent you choose

Captive Insurance Agents

Captive agents work for only one company and some examples include State Farm, AAA, Farmers Insurance or Allstate. These agents are unable to provide prices from multiple companies so it’s a take it or leave it situation. These agents are usually quite knowledgeable on their products and sales techniques which helps them compete with independent agents.

Listed below are captive agencies in Noblesville who can help you get price quote information.

State Farm Insurance – 51 N 10th St – Noblesville, IN 46060 – (317) 773-5830
Farmers Insurance Group – 1051 N 10th St – Noblesville, IN 46060 – (317) 773-9008
Allstate Insurance – 828 Logan St – Noblesville, IN 46060 – (317) 773-5455
Farm Bureau Insurance – 1805 S 10th St – Noblesville, IN 46060 – (317) 773-2431

Independent Agents

Independent insurance agents are not required to write business for one company so they have the ability to put coverage with lots of companies and possibly get better coverage at lower prices. To move your coverage to a new company, they simply move the coverage in-house and you won’t have to switch agencies.

When comparison shopping, you should always include multiple independent agents to have the most options to choose from.

Shown below is a short list of independent agents in Noblesville that can give you rate quotes.

Accredited Agency Farmers Ins – 14701 Cumberland Rd # 108 – Noblesville, IN 46060 – (317) 776-4095
Erie Insurance – 13679 E 186th St – Noblesville, IN 46060 – (317) 770-1984
Bloomquist Insurance – 120 Stony Creek Overlook – Noblesville, IN 46060 – (317) 774-0123
Nick Weybright Agency – 817 Conner St – Noblesville, IN 46060 – (317) 773-7000

For a complete listing of insurance agents in Noblesville, view this link.

Once you have received good answers and locked in a price quote, chances are good that you have found an auto insurance agent that will adequately provide car insurance.

Online companies can help you save

Licensed agents are important to many people, but you can also find affordable Indiana auto insurance direct online. A few companies who employ agents also give you the option to buy a policy online, and consumers should do that if you are the do-it-yourself type.

If you’re uncomfortable with choosing your own coverages when buying online, that shouldn’t be an issue. All companies provide toll-free numbers to answer your questions. Many online companies also provide online help and live chat that you can use if you have questions.

Indiana insurance agents

Are online companies cheaper? It’s difficult to provide an answer since there may be dozens of rate factors which can adversely affect your policy premium. It would make sense to think that buying online reduces premiums because there is no agent. For most companies selling online, however, it’s expensive to advertise and this tends to eat up any savings.

Smart consumers save more

While you’re price shopping online, do not skimp on critical coverages to save a buck or two. There have been many situations where an insured cut uninsured motorist or liability limits and learned later that it was a big error on their part. The ultimate goal is to buy a smart amount of coverage for the lowest price while still protecting your assets.

Affordable car insurance can be sourced from both online companies in addition to many Noblesville insurance agents, and you need to price shop both to have the best chance of lowering rates. Some insurance companies do not provide online quoting and usually these smaller companies provide coverage only through local independent agents.

Learn more about Indiana car insurance

More tips and info about car insurance can be read at the Indiana Department of Insurance website. Visitors are able to learn about specific coverages, read enforcement actions against agents and companies, and view agent and company licensing information.