Inglewood California Car Insurance Provider FAQ

When finding a good Inglewood agent, you can always do the preliminary legwork by comparing rates online rather than looking in the yellowpages. Consumers require a good agent, and also want to find the cheapest rates you can possibly find.

You have so many insurance agencies to insure vehicles with, and although it’s a good thing to have multiple companies, having more insurance agents makes it harder to compare rates.

How to compare Inglewood car insurance rates

Licensed agents can point out coverage gaps and help submit paperwork. The biggest benefit of comparing insurance prices online is the fact that you can find better rates but also keep your business local.

Upon completion of this form (opens in new window), your insurance coverage information is instantly submitted to insurance agents in Inglewood who will battle for your coverage. There is no reason to even leave your home due to the fact that quote results will go to the email address you provide. Now that’s easy!

Choosing an insurance agency should depend on more than just the premium amount. These questions are important to ask:

  • Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
  • What are the financial ratings for the companies they represent?
  • Are there any discounts that you might be missing?
  • How long have they worked with personal auto insurance coverage?
  • Who is covered by the car insurance policy?
  • Who are their largest clients?
  • Do they carry Errors and Omissions coverage?
  • What insurance companies do they work with?

Different types of Inglewood insurance agencies

When looking for a reputable insurance agent or broker, you must know there are a couple different agency structures that differ in how they can insure your vehicles. Agents can either be captive or independent (non-captive). While both can insure your vehicles, but it’s worth mentioning how they differ because it can influence the type of agent you choose

Agency Captives

Captive agents work for only one company and some examples include Allstate, AAA, Liberty Mutual and State Farm. They are unable to place coverage with different providers so they have to upsell other benefits. Captives are well schooled in insurance sales which helps them sell insurance even at higher premiums. Consumers often purchase coverage from captives partially due to loyalty to the company and the convenience of having a single billing for all their coverages.

The following are Inglewood captive insurance agencies that are able to give price quote information.

  • Farmers Insurance Group – 1608 Centinela Ave # 14 – Inglewood, CA 90302 – (310) 410-3274
  • State Farm Insurance – 2644 W Imperial Hwy – Inglewood, CA 90303 – (323) 242-8000
  • Allstate Insurance – 9920 S LA Cienega Blvd – Inglewood, CA 90301 – (310) 338-8003
Independent Agencies or Brokers

Independent agencies are not required to write business for one company but instead can place your coverage with any number of different companies depending on which coverage is best. To transfer your coverage to a different company, an independent agent can move your coverage and you don’t have to find a new agent. When searching for an agent, we recommend you contact multiple independent agents to get the best comparison. Most have the option of insuring with different regional companies which can save you money.

Below are independent insurance agencies in Inglewood that can give you comparison quotes.

  • Stop One Agency – 415 W Manchester Blvd # 201 – Inglewood, CA 90301 – (310) 680-9500
  • Van Ross Insurance Svc – 10801 S Prairie Ave – Inglewood, CA 90303 – (310) 673-0300
  • A Best Insurance Svc – 963 N LA Brea Ave – Inglewood, CA 90302 – (310) 673-3977

To view a complete directory of insurance agents in Inglewood, please view this page.

Upon getting reasonable responses and a low price estimate, you have narrowed it down to an insurance agency that can properly insure your vehicles.

Can you save by buying online?

Local insurance agents are a valuable resource, but you can also find affordable California auto insurance from online companies direct. Certain companies, such as Farmers Insurance and State Farm, who sell through the agent channel also give you the option to get quotes and purchase online. This is something to consider if you prefer to buy online.

If you’re uneasy about not having professional advice, this really isn’t an issue. Online insurance companies provide phone numbers and online resources for getting advice on proper coverages.

Do customers save by switching to an online company? The answer is complex because there are many factors which can adversely affect your policy premium. Common logic is that buying car insurance online lowers rates due to not having any agent compensation. For the majority of companies, however, advertising and marketing take a lot of money so the rates may be similar to buying from an agent.

More tips and info about car insurance can be found at the California Department of Insurance website. California consumers can file complaints about an insurance agent or broker, read industry bulletins, and discover disciplinary actions.

What is YOUR best insurance company?

When buying insurance coverage, don’t be tempted to sacrifice coverage to reduce premiums. Too many times, an accident victim reduced uninsured motorist or liability limits and learned later that the small savings ended up costing them much more. Your strategy should be to buy a smart amount of coverage at an affordable rate, not the least amount of coverage.

Inglewood CA insurance agency

Cost effective car insurance is attainable both online and also from your neighborhood Inglewood agents, so you should be comparing quotes from both to have the best selection. Some insurance companies may not provide the ability to get a quote online and usually these small, regional companies provide coverage only through local independent agents.