Comparing auto insurance rates in Kenosha can be a lot of work since there are a lot of options and picking a good Wisconsin auto insurance agent is more difficult than just driving to the closest agent’s office. For the sake of this article, we’ll assume you not only want a good agent, but you also want the best rates possible.
With Allstate, Farmers, State Farm and many independent agents having offices in Kenosha, it’s difficult to determine which one will provide the best rates, service and coverage. To help decide, it’s easy to use online price quotes to get a list of agencies and price estimates.
Online price comparisons from Kenosha agents
Licensed agents are trained to spot inefficiencies and help you file claims. The best thing about getting online price quotes is you can get lower rates and still choose a local agent. And providing support for local insurance agencies is important particularly in Kenosha.
After filling out this short form, the quote information is emailed to local insurance agents who will return price quotes to get your business. There is no need to even leave your home due to the fact that quote results will go immediately to your email address. How cool is that?!
Shown below are agents in Kenosha that can give you rate quotes.
W Modder Insurance Inc – 6520 Pershing Blvd, Kenosha, WI 53142 – (262) 654-2341
Farmers Insurance Group – 2525 63rd St, Kenosha, WI 53143 – (262) 925-9947
Michael E Moran Agency – 6321 23rd Ave # 5, Kenosha, WI 53143 – (262) 657-5540
Dave Anderson Insurance – 7601 Pershing Blvd # 2, Kenosha, WI 53142 – (262) 694-8700
Allstate Insurance – 2117 52nd St, Kenosha, WI 53140 – (262) 657-8071
State Farm Insurance – 6804 Green Bay Rd # 115, Kenosha, WI 53142 – (262) 925-0800
Selecting a car insurance agent needs to be determined by more than just a low price. Agents should be asked these questions:
- Do the coverages you’re quoting properly cover your vehicle?
- Is assistance available after office hours?
- Can glass repairs be made at your home?
- Will your rates increase after a single accident?
- What will you get paid if your car is a total loss? How is that amount determined?
- Which company do they place the most coverage with?
- Will their companies depreciate repairs to your car based on the mileage?
- How are they compensated?
After getting positive responses to all your questions as well as a affordable price, chances are good that you have found an insurance agency that can provide auto insurance coverage.
Are online companies an option?
Licensed agents are indespensible for some people, but Wisconsin consumers also have the option to buy direct from companies online. Even companies that are more known for using agents, also let you get a quote and buy online, and consumers should do that if you prefer not to work with an agent.
If you’re uneasy about not having professional advice when buying direct, don’t be too concerned. Online companies that require consumers to choose their own coverages have customer service departments you can use to get advice on coverages. Many online companies also provide a frequently asked questions page to clarify any questions you may have.
Are online companies cheaper? It’s difficult to provide an answer because there are many components that can increase policy rates. It’s a logical assumption that a consumer who buys direct saves money because there is no commission. But the reality is marketing expenses are significant so this can offset any savings.
Shop smart and save
Consumers leave their current company for a number of reasons such as poor customer service, high prices, being labeled a high risk driver and unfair underwriting practices. It doesn’t matter what your reason, switching companies can be pretty painless.
Cost effective auto insurance can be bought from both online companies and with local Kenosha insurance agents, and you need to comparison shop both to have the best chance of lowering rates. Some insurance companies do not offer online quoting and usually these small, regional companies provide coverage only through local independent agents.
Read more about Wisconsin auto insurance
More information is located on the website for the Wisconsin Office of the Commissioner of Insurance found here. Wisconsin consumers can read consumer alerts, read state legal mandates and laws, learn about specific coverages, and view agent and company licensing information.
The articles below may also help you learn more about auto insurance in Kenosha