Learn How to Find a Car Insurance Agent in Spartanburg

When searching for an insurance agent in Spartanburg, SC, you can start your search using online quotes in order to save time. Consumers need a professional agent, but also cheap rates.

Companies like State Farm, Progressive and GEICO increase brand awareness with catchy ads and consumers find it hard to not get sucked in by the cute commercials and take the time to shop coverage around.

Compare Spartanburg agent rates online

Insurance agents can point out coverage gaps and help in the event of a claim. One of the great benefits of price shopping on the web is the fact that you can find the best rates and still choose a local agent.

Once you complete this simple form, your insurance coverage information is sent to insurance agents in Spartanburg who will give you bids to get your business. You never need to drive around since price quotes are sent to your email. How cool is that?! You can find the lowest rates AND a local agent.

Selecting an auto insurance agent needs to be determined by more than just a low price. Agents should be asked these questions:

  • Do they feel the quoted coverages are adequate?
  • Can glass repairs be made at your home?
  • Are claim adjusters local or do you have to take your car somewhere else?
  • Do the companies they represent have a solid financial rating?
  • Are they able to influence company decisions when a claim is filed?

The difference between Spartanburg insurance agents

When looking for a local agent, there are two different agency structures that differ in how they can insure your vehicles. Spartanburg agents are classified as either captive or independent.

Captive Agents

Captive agencies have only one company to place business with like Liberty Mutual, Allstate, Farmers Insurance or State Farm. These agents are unable to provide prices from multiple companies so they have to upsell other benefits. These agents are trained well on the products they sell which helps them compete with independent agents.

Listed below is a short list of captive agencies in Spartanburg who may provide you with rate quotes.

Farm Bureau Insurance – 1412 John B White Sr Blvd – Spartanburg, SC 29306 – (864) 587-1717
State Farm Insurance – 8830 Greenville Hwy – Spartanburg, SC 29301 – (864) 278-8000
Allstate Insurance – 2500 Winchester Pl # 105 – Spartanburg, SC 29301 – (864) 574-3732
Liberty Mutual Insurance – 775 Spartan Blvd # 200 – Spartanburg, SC 29301 – (864) 574-8010

Independent Agents (or Brokers)

Independent agents are not required to write business for one company but instead can place your coverage amongst many companies enabling the ability to shop coverage around. If your agent finds better pricing, the business is moved internally and you won’t have to switch agencies.

When comparing rates, you should always get quotes from at a minimum one independent agency to have the most options to choose from.

Below is a short list of independent agencies in Spartanburg willing to provide rate quotes.

Wesley Dixon Agency – 858 E Main St – Spartanburg, SC 29302 – (864) 583-8985
Correll Insurance Group – 1066 Asheville Hwy – Spartanburg, SC 29303 – (864) 583-5445
Federated Mutual Insurance Co – 106 Club Pointe Dr – Spartanburg, SC 29302 – (864) 596-8838
Mitchell Agency – 2400 Winchester Pl # 100 – Spartanburg, SC 29301 – (864) 587-7883
Sam Bishop Agency – 389 E Henry St # 102 – Spartanburg, SC 29302 – (864) 582-4457

To view a full list of insurance agents in Spartanburg, view this link.

After receiving good answers to any questions you have and an affordable coverage quote, you’ve probably found an auto insurance agent that is a good match to provide car insurance coverage.

Online companies can help you save

Insurance agents can be invaluable at times, but you also have the option of buying South Carolina car insurance from companies direct over the internet. Some car insurance companies that sell primarily through agents also allow you to buy online, and online price comparisons are easy.

If you’re uneasy about not getting advice from an agent, don’t sweat it. Online companies that require consumers to choose their own coverages all have toll-free customer service for getting questions answered. They also make available live help and an extensive research center so buying online is not difficult.

best Spartanburg insurance agency

Will you save money buying auto insurance online? It’s difficult to provide an answer since there are so many components that can increase policy rates. Common sense would say that buying directly from the company saves the cost of an agent commission. But in most cases, the cost of constant advertising is expensive so the lack of a commission may be a wash.

Smart shoppers get results

Cheap car insurance can be sourced from both online companies and also from your neighborhood Spartanburg agents, and you need to price shop both so you have a total pricing picture. Some car insurance companies may not provide online price quotes and usually these small insurance companies provide coverage only through local independent agents.

Insureds change insurance companies for any number of reasons including high rates after DUI convictions, policy cancellation, extreme rates for teen drivers or even delays in paying claims. It doesn’t matter why you want to switch finding a great new company is less work than it seems.

Informative consumer insurance sites

More tips and info about car insurance is available at the South Carolina Department of Insurance website. South Carolina drivers can learn about specific coverages, find out which companies have the most complaints, and read industry bulletins.