Leavenworth Car Insurance Agency Rates Compared

To locate a licensed insurance agent in Leavenworth, it’s recommended you start your research using online quotes rather than picking up the phone. We’re guessing you’re not only searching for a good professional insurance agent, but you also want the best rates possible.

With companies like State Farm, Allstate, Farmers and independent agents all competing for your business, it can be hard to know which provider will give you the cheapest rates and the best coverage. Fortunately, you can use online quotes in order to build a list of agents and thier coverage prices.

Local Leavenworth car insurance agents

Licensed agents can help determine the best coverages and give you someone to call. The biggest benefit of getting online price quotes is you may find the lowest rates and still have an agent to talk to. And supporting local insurance agencies is especially important in Leavenworth.

By using this quick form, your insurance data is emailed to local insurance agents who will battle for your insurance coverage. You don’t have to leave your computer as quotes are delivered straight to your inbox. It doesn’t get any easier!

The type of car insurance agent you choose is important

When searching for a local agent, there are two different agency structures to choose from. Agencies in Leavenworth can either be independent (non-captive) or captive. While both can write coverage properly, but it’s good to learn how they are different because it can influence the type of agent you choose

Independent Agents

Independent insurance agents are not locked into one company but rather can write business with lots of companies enabling the ability to shop coverage around. If you are not satisfied with one company, an independent agent can move your coverage and you don’t have to find a new agent.

When comparing rates, we recommend you include at least one independent agent for the best price selection.

Shown below are independent insurance agencies in Leavenworth who may be able to give you price quotes.

Farm Bureau Insurance – 406 S 5th St – Leavenworth, KS 66048 – (913) 651-6167
Wilson Agency – 1 /2 Shawnee – Leavenworth, KS 66048 – (913) 682-5193
Klotz Agency Inc – 100 S 3rd St – Leavenworth, KS 66048 – (913) 682-7400
Insurance Shoppe – 720 Shawnee St – Leavenworth, KS 66048 – (913) 651-7320

Captive Insurance Agents

Captive insurance agents are contracted to one company such as State Farm, AAA, Farmers Insurance or Allstate. These agents are unable to provide prices from multiple companies so always compare other rates. Captives are very knowledgeable on their products and sales techniques and that can be a competitive advantage.

The following are captive agencies in Leavenworth willing to provide price quotes.

Allstate Insurance – 1918 S 4th St # C – Leavenworth, KS 66048 – (913) 682-7335
American Family Insurance – 609 Shawnee St – Leavenworth, KS 66048 – (913) 651-5433
Farm Bureau Insurance – 406 S 5th St – Leavenworth, KS 66048 – (913) 651-6167
State Farm Insurance – 516 Delaware St – Leavenworth, KS 66048 – (913) 682-6141

To view a full list of Leavenworth captive agencies, please go to this site.

Picking an auto insurance agent requires more thought than just the price. Agents should be asked these questions:

  • How long has their agency been open in Leavenworth?
  • Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
  • Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
  • Which company do they place the most coverage with?
  • Is the agency involved in supporting local community causes?
  • Do you have coverage for a rental car if your vehicle is in the repair shop?
  • Does the agency provide any after hours assistance?
  • Are claim adjusters local or do you have to take your car somewhere else?

After getting good answers to any questions you have in addition to an acceptable price estimate, chances are good that you have found an auto insurance agent that will insure your vehicles.

Isn’t it cheaper to buy from online companies like GEICO?

Auto insurance agents are important to many people, but Kansas drivers can also buy direct from companies online. Some companies who employ agents also allow you to buy direct on their websites, and that can save time if you are the do-it-yourself type.

If you’re anxious about having to choose coverages yourself when buying online, this is expected but don’t let that bother you. Online insurance companies that require consumers to choose their own coverages all provide contact methods for customer questions. They also have live help and an extensive research center to help you make a buying decision.

Is car insurance cheaper online? The answer to that question is complicated because of the fact that insurance companies use many factors that influence the price you pay. It’s logical to say that buying car insurance online saves the commission normally paid to an agent. In reality, getting their brand in front of customers is expensive and this drives up their premium costs.

Leavenworth KS insurance agency

When shopping for low rates, the only way to find out if the cheapest policy comes from an agent or online is getting rates for as many of both types of providers as possible. You can actually get different rates from the same insurance company when comparing online quotes to a quote from an agent.

Learn more today

Much more information about car insurance in Kansas is located on the website for the Kansas Insurance Department through this link. Kansas drivers can find out which companies have the most complaints, read enforcement actions against agents and companies, get help finding coverage, and read state legal mandates and laws.

More quotes mean more savings

Drivers who switch companies do it for many reasons like an unsatisfactory settlement offer, poor customer service, delays in paying claims or policy cancellation. Regardless of your reason for switching companies, switching companies can be easier than you think.

When you buy insurance online, don’t be tempted to skimp on coverage in order to save money. There are a lot of situations where drivers have reduced physical damage coverage only to find out that the few dollars in savings costed them thousands. Your goal should be to purchase a proper amount of coverage at a price you can afford.