Lowest Prices from Beaverton Car Insurance Companies

Comparing car insurance rates in Beaverton can be a lot of work since you have many choices and choosing the right Beaverton insurance agency is not as easy as just using the same auto insurance agent as your neighbor. You require a professional agent, but also need the best possible price.

Because you have many insurance providers from which to choose, it’s nearly impossible to choose the right provider.

How to find Beaverton insurance agents online

Agents can answer important questions and help submit paperwork. One of the best bonuses of comparing rates online is that you can obtain the best rates but still work with a licensed agent.

Once you complete this quick form, the quote information gets sent to local insurance agents who will return price quotes for your business. There is no reason to visit any agencies due to the fact that quote results will go to your email. How cool is that?! Get lower rates without the usual hassles of price shopping.

Selecting an insurance agency requires more thought than just the price. These questions are important to ask:

  • Are claims handled at the agent’s location?
  • If you have an accident, are you able to get your vehicle repaired at the shop of your choice?
  • How are claims handled?
  • Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
  • Does the agency provide any after hours assistance?
  • Did they already check your driving record and credit reports?
  • How are they compensated?

Two types of Beaverton insurance agencies

If you’re trying to find a local agent, there are a couple of different types of agents to choose from. Insurance agencies in Beaverton are categorized either independent or captive.

Captive Insurance Agents

Captive agents can only place business with one company such as Allstate, State Farm and Farmers Insurance. These agents are not able to shop your coverage around so always compare other rates. Captive agencies are well schooled on the products they sell which can be an advantage.

Below is a short list of captive insurance agencies in Beaverton that can give you rate quotes.

Farmers Insurance Group – 6700 SW 105th Ave # 204 – Beaverton, OR 97008 – (503) 641-8900
Allstate Insurance – 14860 SW Farmington Rd – Beaverton, OR 97007 – (503) 520-9580
State Farm Insurance – 14475 SW Allen Blvd # C – Beaverton, OR 97005 – (503) 644-1938
American Family Insurance – 14355 SW Allen Blvd # 201 – Beaverton, OR 97005 – (503) 645-6700

Independent Agencies or Brokers

Independent insurance agents do not work for one specific company but instead can place your coverage with lots of companies depending on which coverage is best. To move your coverage to a new company, the business is moved internally and you don’t have to find a new agent. When shopping rates, we recommend you include price quotes from several independent insurance agents for the best price selection.

Listed below is a list of independent insurance agents in Beaverton that can give you price quotes.

John L Mc Nassar Agency – 5725 SW Hall Blvd – Beaverton, OR 97005 – (503) 644-7954
CNA Insurance – 14657 SW Teal Blvd – Beaverton, OR 97007 – (503) 521-9725
Sherry A Warshauer Agency – 3815 SW Hall Blvd – Beaverton, OR 97005 – (503) 643-8507
Jack Barber Insurance – 20553 SW Tualatin Valley Hwy – Beaverton, OR 97006 – (503) 591-7100
Matt Forman Agency Inc – 3805 SW Hall Blvd – Beaverton, OR 97005 – (503) 526-2999

To view a complete directory of car insurance agents in Beaverton, visit this site.

After receiving good answers for all questions you ask and a low price estimate, you may have just found an insurance agency that is a good match to properly insure your vehicles.

Online companies can help you save

Licensed agents can be invaluable at times, but you can also find affordable Oregon auto insurance direct over the internet. Even companies like State Farm and Allstate who employ agents additionally provide the ability to get a quote and buy online, and consumers should do that if you’re trying to lower your rates.

If you’re uncomfortable with choosing your own coverages, don’t be too concerned. Auto insurance companies that require consumers to choose their own coverages have toll-free phone numbers and other options to answer any questions you may have.

Do online companies provide lower prices? It’s difficult to say for sure due to the large number of individual components that influence the price you pay. It’s often assumed that a customer who purchases direcly from an online company cuts out the agent as a middleman. But the fact is, marketing their products costs a lot of money and this drives up their premium costs.

quotes for Beaverton Oregon insurance

Online resources for education

Additional detailed information is located at the Oregon Insurance Division website. Oregon consumers can read state legal mandates and laws, read consumer alerts, find out which companies have the most complaints, and discover disciplinary actions.

The following information may also be useful.

Cheaper insurance is a realistic goal

When buying insurance coverage, don’t be tempted to skimp on critical coverages to save a buck or two. In many cases, consumers will sacrifice uninsured motorist or liability limits to discover at claim time that saving that couple of dollars actually costed them tens of thousands. The aim is to purchase plenty of coverage at a price you can afford, not the least amount of coverage.

Budget-conscious car insurance can be purchased both online and with local Beaverton insurance agents, so compare prices from both to have the best rate selection. Some insurance providers do not offer the ability to get a quote online and usually these small, regional companies provide coverage only through local independent agents.