Lowest Prices from Pleasant Grove Auto Insurance Companies

When trying to find a licensed insurance agent in Pleasant Grove, you can do an initial search using online quotes in order to save time. You require a professional agent, but also need the best possible rates.

Lots of auto insurance agents contend to insure your vehicles, and because of this it can be hard to compare insurance agents to discover the definitive lowest cost out there.

How to compare Pleasant Grove auto insurance rates

Insurance agents can point out coverage gaps and help submit paperwork. The best thing about comparing rates online is you can get better rates and still choose a local agent.

For easy comparison, once you complete this form (opens in new window), the coverage information is immediately sent to local insurance agents in Pleasant Grove who will compete for your insurance coverage. You never need to leave your house due to the fact that quote results will go to the email address you provide. How cool is that?! Get lower rates and work with a local agent.

Selecting a car insurance agent shouldn’t rely on just a cheap price. These are valid questions to ask:

  • How many years of experience in personal lines insurance coverages do they have?
  • Can glass repairs be made at your home?
  • Can they provide you with a list of referrals?
  • Do the coverages you’re quoting properly cover your vehicle?
  • Which company do they place the most coverage with?
  • Which members of your family are coverage by the policy?

Captive and independent Pleasant Grove auto insurance agents

When looking for a reliable agent, there are two types of agencies to choose from. Agencies in Pleasant Grove are classified as either captive or independent (non-captive).

Captive Insurance Agents

Captive agents work for only one company such as Allstate, State Farm and Farmers Insurance. They are unable to place coverage with different providers so they have no alternatives for high prices. They are well schooled on their company’s products which helps them sell insurance even at higher premiums.

Listed below are captive agents in Pleasant Grove that can give you price quote information.

Farmers Insurance Group – 377 E 790 S – Pleasant Grove, UT 84062 – (801) 796-3733
American Family Insurance – 238 E State Rd # 3 – Pleasant Grove, UT 84062 – (801) 785-9885
Allstate Insurance – 1406 W State Rd – Pleasant Grove, UT 84062 – (801) 796-3424
State Farm Insurance – 399 E State Rd – Pleasant Grove, UT 84062 – (801) 785-3800

Independent Agents (or Brokers)

These agents are not employed by any specific company but rather can write business with any number of different companies depending on which coverage is best. If your agent finds better pricing, the business is moved internally and you won’t have to switch agencies.

When comparison shopping, it’s a good idea to contact at least one independent agent to have the most options to choose from.

The following is a short list of independent agents in Pleasant Grove that can give you rate quotes.

Insurance Essentials Agency – 63 E State Rd – Pleasant Grove, UT 84062 – (801) 785-4711
Insurance Essentials Agency – 63 E State Rd – Pleasant Grove, UT 84062 – (801) 785-4711
Larry Blackhurst Agency – 988 S Main St # 1 – Pleasant Grove, UT 84062 – (801) 796-9600
Metropolitan Insurance – 1404 W State Rd # 203 – Pleasant Grove, UT 84062 – (801) 785-2498

For a full directory of insurance agents in Pleasant Grove, visit this site.

Upon getting positive responses for all questions you ask and an acceptable price quote, you have narrowed it down to a car insurance agent that can properly service your auto insurance policy.

What if I want to buy online?

Insurance agents serve a purpose, but you also have the option of buying Utah car insurance from companies direct over the internet. Some car insurance companies like State Farm and Allstate that sell primarily through agents also allow consumers to buy direct on their websites, and online price comparisons are easy if you prefer not to work with an agent.

If you’re anxious about selecting your own policy coverages when shopping online, don’t sweat it. Auto insurance companies provide options to help you decide which coverages are appropriate.

Can buying online lower your premiums? That question is hard to answer due to the large number of individual components that influence the price you pay. Some people think that going direct cuts out the middleman. For most companies selling online, however, it’s expensive to advertise so this can offset any savings.

Pleasant Grove Utah insurance agents

More detailed Utah auto insurance information can be read at the Utah Insurance Department website. Utah drivers can find out industry alerts, get help finding coverage, and learn about insurance regulations.

The articles below may also help you learn more about auto insurance in Pleasant Grove

Quote often and quote early

Affordable auto insurance is attainable online and with local Pleasant Grove insurance agents, and you need to comparison shop both to have the best rate selection. Some auto insurance companies do not offer you the ability to get quotes online and many times these small insurance companies only sell through independent insurance agents.

When trying to cut insurance costs, never buy poor coverage just to save money. There have been many situations where someone dropped physical damage coverage only to find out they didn’t have enough coverage. The proper strategy is to purchase a proper amount of coverage at a price you can afford while not skimping on critical coverages.