To locate an insurance agent in Powell, WY, it’s recommended you do an initial search on the internet instead of making phone calls. Consumers need an excellent agent, and also want to find the best price on auto insurance.
Many insurance agents vie for your business, and because of this it can be hard to compare insurance agencies to find the lowest rate
Local Powell auto insurance agents
Educated insurance agents can help determine the best coverages and give you peace of mind. The best thing about getting online price quotes is that you can obtain the best rates and still have an agent to talk to.
By using this quick form, your insurance data gets sent to local insurance agents in Powell who will give you bids for your business. You won’t need to visit any agencies due to the fact that quote results will go to the email address you provide. Now that’s easy!
Choosing an auto insurance agent shouldn’t rely on just the bottom line cost. Any agent should have no problem answering these questions:
- Do they review policy coverages at every renewal?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
- Are claim adjusters local or do you have to take your car somewhere else?
- Does the company allow you to choose your own collision repair facility?
- Can glass repairs be made at your home?
- Which members of your family are coverage by the policy?
Two different types of car insurance agents
When finding local Powell agents, there are a couple of types of agencies that differ in how they can insure your vehicles. Insurance agencies in Powell are categorized either captive or independent. Both insure your vehicles, but it’s good to learn the difference between them since it can impact your agent selection.
Captive Insurance Agents
Captive agencies work for only one company and examples are Farmers Insurance or State Farm. They are unable to compare other company’s rates so they have to upsell other benefits. Captives receive extensive training on the products they sell and that can be a competitive advantage.
Below is a list of captive insurance agents in Powell who may provide you with comparison quotes.
Farmers Insurance Group – 887 E North St – Powell, WY 82435 – (307) 754-9285
State Farm Insurance – 249 N Clark St – Powell, WY 82435 – (307) 754-9541
Farm Bureau Insurance – 762 E 3rd St – Powell, WY 82435 – (307) 754-5769
Independent Insurance Agents
These agents are not locked into one company so they can insure your vehicles with multiple insurance companies and potentially find a lower price. If your agent finds better pricing, your agent can switch companies and you won’t have to switch agencies.
When searching for an agent, we recommend you contact at a minimum one independent agency for maximum quote selection.
Shown below is a short list of independent agents in Powell that are able to give comparison quotes.
Kolb Insurance Svc – 249 E 2nd St – Powell, WY 82435 – (307) 754-9526
Nelson Insurance – 109 N Clark St – Powell, WY 82435 – (307) 754-7211
For a full directory of licensed insurance agents in Powell, visit this site.
After receiving positive responses for all questions you ask and a good coverage price, it’s possible that you found an insurance agent that meets your needs to properly service your auto insurance policy.
Can I save by buying online?
Insurance agents are a valuable resource, but Wyoming drivers can also buy from online companies direct. Some companies that are more known for using agents, additionally provide the ability to get a quote and buy online, so that should be considered if you don’t want to take the time to contact agents.
If you’re concerned about not having someone to ask questions when buying car insurance direct, that shouldn’t be an issue. Auto insurance companies all have client service departments to walk you through the process.
Will you save money buying auto insurance online? It’s difficult to provide an answer since there may be dozens of rate factors that are calculated into your premium. You may think that buying online lowers rates due to not having any agent compensation. But that assumption is generally incorrect because getting their brand in front of customers is expensive and those expenses can offset most of the savings by selling direct.
The best way to determine if car insurance prices are lower online or from agents is to compare price quotes from both. Even though it sounds odd, people frequently get different pricing from exactly the same company when comparing online quotes to a quote from an agent.
Additional consumer information websites
Even more information is located at the Wyoming Insurance Department website. Consumers can find a variety of consumer forms, read state legal mandates and laws, download brochures, and view agent and company licensing information.
The following articles may also be useful.
- Powell, WY Auto Insurance Savings the Insurance Agents Dont Want You to Know About
- Learn Proven Techniques to Save on Powell, WY Car Insurance
Summing up your auto insurance search
When trying to cut insurance costs, never buy poor coverage just to save money. There have been many situations where someone dropped collision coverage only to regret they didn’t have enough coverage. Your focus should be to buy enough coverage at the best price, not the least amount of coverage.
People who switch companies do it for a variety of reasons including policy non-renewal, delays in paying claims, unfair underwriting practices and even policy cancellation. It doesn’t matter why you want to switch choosing a new insurance company is easier than you think.