Lowest Rates from Lewisville Car Insurance Companies

To locate a licensed insurance agent in Lewisville, it’s recommended you begin your search on the internet to save time. You require a professional licensed agent, and also want to find the lowest rates for car insurance in Lewisville.

Having so many online and local companies to choose from, it can be diffult for consumers to locate the lowest price insurance company.

Your insurance agent down the street

Good agents can point out coverage gaps and give you peace of mind. One of the best bonuses of comparing insurance prices online is that you can obtain better rates but still work with a licensed agent.

To make it easy to find an agent, after completing this short form, the quote information is transmitted to participating agents in Lewisville who will give you bids for your coverage. There is no reason to even leave your home since price quotes are sent straight to your inbox. It doesn’t get any easier!

Selecting an insurance agent needs to be determined by more than just the bottom line cost. Ask your prospective agent these questions:

  • Do the coverages you’re quoting properly cover your vehicle?
  • Did they already check your driving record and credit reports?
  • How much will you save each year by using a higher deductible?
  • Is vehicle damage repaired with OEM or aftermarket parts?
  • Will your rates increase after a single accident?

Two different types of insurance agencies

When searching for a good insurance agency, there are two types of agencies that differ in how they can insure your vehicles. Lewisville agents are categorized either captive or independent (non-captive). Either one can insure your vehicles, but it’s worth learning how they are different because it can impact your agent selection.

Captive Insurance Agents

This type of agents can only place business with one company such as State Farm, Allstate and AAA. These agents are not able to provide prices from multiple companies so they are skilled at selling on more than just price. Captive agencies are well schooled on the products they sell and that can be a competitive advantage.

Listed below are captive agents in Lewisville willing to provide price quotes.

Allstate Insurance – 1301 Justin Rd # 106 – Lewisville, TX 75077 – (972) 317-0065
State Farm Insurance – 1079 W Round Grove Rd # 400 – Lewisville, TX 75067 – (972) 315-0690
Farmers Insurance Group – 873 S I Hwy 35e – Lewisville, TX 75067 – (972) 420-9809

Independent Insurance Agents

These agents do not work for one specific company but instead can place your coverage with many different companies enabling the ability to shop coverage around. If your agent finds better pricing, an independent agent can move your coverage and that require little work on your part. When shopping rates, you should always include price quotes from multiple independent agents to get the best comparison.

Listed below is a list of independent insurance agents in Lewisville who can help you get price quotes.

PCL Contract Bonding Agency – 417 Oakbend Dr # 150 – Lewisville, TX 75067 – (972) 459-4749
Baker International Insurance – 101 E Corporate Dr # 230 – Lewisville, TX 75067 – (972) 436-4211
Direct General Ins Agency – 1288 W Main St – Lewisville, TX 75067 – (972) 956-9136
Eddie Hurst Agency – 535 W Purnell Rd – Lewisville, TX 75057 – (972) 221-3354
Greg Mansell Insurance – 1660 S Stemmons Fwy – Lewisville, TX 75067 – (972) 317-1770

For a complete listing of Lewisville insurance agents, visit this site.

After receiving positive responses for all questions you ask and a good coverage price, you may have just found a car insurance agent that will service your policy.

Is buying direct online an option?

Professional insurance agents can be invaluable at times, but you can also buy Texas car insurance direct from companies that only sell online. A few companies, such as Farmers Insurance and State Farm, who sell through the agent channel also permit you to get a quote and buy online, and consumers should do that and can also potentially find you lower rates.

If you’re uneasy about not having someone to ask questions when shopping online, don’t sweat it. Online car insurance companies have toll-free phone numbers and other options to answer your questions. They also make available live chat and online tools to help you make a buying decision.

Is it cheaper to buy online? It’s difficult to say for sure due to the fact that there are many factors that determine the price you pay. It’s logical to say that a consumer who buys direct reduces premiums because there is no agent. But in most cases, advertising and marketing take a lot of money and that can cost more than having to pay agents.

Lewisville independent agents

Buy online or local, you save

Cost effective car insurance is attainable on the web in addition to many Lewisville insurance agents, so compare prices from both to get a complete price analysis. Some car insurance companies do not provide you the ability to get quotes online and most of the time these small insurance companies sell through independent agents.

When trying to cut insurance costs, it’s a bad idea to reduce needed coverages to save money. There have been many situations where an accident victim reduced full coverage only to regret that the few dollars in savings costed them thousands. Your focus should be to find the BEST coverage at an affordable rate, not the least amount of coverage.

To find out more about Texas car insurance

More tips and info about car insurance is located at the Texas Department of Insurance website. Consumers can find a variety of consumer forms, learn about specific coverages, and read enforcement actions against agents and companies.

Also read more on III.org’s auto insurance page and this link where you can make Lewisville car insurance comparisons.