If you’re looking for a licensed insurance agent in Texarkana, you can do the preliminary legwork on the web in order to save time. Consumers need a friendly agent, and also want to find the best possible price.
Numerous insurance agents battle for your hard-earned dollar, so it can be very hard to choose a insurance agent to find the lowest cost out there.
Car Insurance from Texarkana insurance agents
Professional agents can answer important questions and give you someone to call. One of the great benefits of comparing rates online is that you can obtain the lowest rates but also keep your business local.
To make it easy to find an agent, after completing this form (opens in new window), your insurance data is submitted to agents in your area who will battle for your business. You won’t need to leave your computer as quotes are delivered to the email address you provide. How cool is that?!
Deciding on an insurance agent needs to be determined by more than just a cheap price. These questions are important to ask:
- What is the agency’s Better Business Bureau rating?
- Do they assist clients in filing claims?
- Can they give you a list of client referrals?
- Do they review policy coverages at every renewal?
- Are they properly licensed to sell insurance in Arkansas?
- Can glass repairs be made at your home?
- Are they able to influence company decisions when a claim is filed?
The following is a list of insurance agents in Texarkana that can give you price quotes.
Gary L Cherry Insurance – 2918 County Ave, Texarkana, AR 71854 – (870) 772-0313
Dickens Agency – 3210 Jefferson Ave, Texarkana, AR 71854 – (870) 773-5500
Farmers Insurance Group – 4425 Jefferson Ave # 100, Texarkana, AR 71854 – (870) 772-4555
Farm Bureau Insurance – 3015 E 9th St, Texarkana, AR 71854 – (870) 772-4661
Gateway Insurance – 2600 Jefferson Ave, Texarkana, AR 71854 – (870) 774-2787
After receiving positive feedback to these questions and locked in a price quote, most likely you have located an auto insurance agent that will adequately provide auto insurance.
Do online insurance companies save me money?
Professional insurance agents are perfect for certain consumers, but you also have the option of buying Arkansas car insurance from companies direct over the internet. Some companies, such as Farmers Insurance and State Farm, who sell through the agent channel also permit you to buy direct online, and that is helpful if you are the do-it-yourself type.
If you’re uncomfortable with not having someone to ask questions, don’t let it bother you. Auto insurance companies provide customer service to walk you through the process.
Are online rates lower? Many people swear by it, but it’s difficult to answer due to the fact that there are many factors that can increase policy rates. It’s a common assumption that a shopper who purchases direct saves money because there is no agent involvement. For the majority of companies, however, promoting brand recognition is pricey and this tends to eat up any savings.
If the lowest price is important, the best way to know if agents have better prices than online companies is comparing rate quotes from both. Even though it sounds odd, people frequently get different pricing returned by the same company when they use both methods.
For more reading
Additional detailed information can be read at the Arkansas Insurance Department website. Arkansas drivers can file complaints about a company, find out which companies have the most complaints, download brochures, and find disaster information.
What is YOUR best insurance company?
As you go through the steps to switch your coverage, it’s a bad idea to reduce needed coverages to save money. There are a lot of situations where drivers have reduced comprehensive coverage or liability limits only to regret at claim time that the few dollars in savings costed them thousands. Your strategy should be to get the best coverage possible at a price you can afford while still protecting your assets.
People leave their current company for a number of reasons such as not issuing a premium refund, policy non-renewal, poor customer service and even unfair underwriting practices. Whatever your reason, switching auto insurance companies is not as hard as you think.
