Online Quotes for Burley Car Insurance Agencies

If you’re trying to find a good Burley agent, we recommend you begin your search on the internet to save yourself time. You require a good professional insurance agent, but also decent rates too.

Having so many online and local companies to choose from, it can be challenging to find the best car insurance company.

Your insurance agent down the street

Professional agents can answer important questions and help file insurance claims. The best thing about price shopping on the web is you may find the lowest rates but still work with a licensed agent.

After completing this short form, the quote information is emailed to local insurance agents who will battle to get your business. You never need to visit any agencies since price quotes are sent immediately to your email address. How cool is that?! You can find better rates without the usual hassles of price shopping.

Choosing an auto insurance agent needs to be determined by more than just the premium amount. These are valid questions to ask:

  • Did they already check your driving record and credit reports?
  • Do they feel the quoted coverages are adequate?
  • Do they assist clients in filing claims?
  • Is working in the agency their full-time job?
  • Do they regularly work with personal auto policies?
  • Are claim adjusters local or do you have to take your car somewhere else?
  • How much will you save each year by using a higher deductible?
  • Can glass repairs be made at your home?

Insurance agents in Burley come in two varieties

When researching an insurance agent, there are two types of insurance agents from which to choose. Agents are classified as either captive or independent (non-captive).

Agency Captives

Captive insurance agents work for only one company and examples are Liberty Mutual, State Farm, Allstate and AAA. These agents are unable to provide prices from multiple companies so they have to upsell other benefits. They receive extensive training on their products and sales techniques which can be an advantage.

Shown below is a short list of captive agencies in Burley who may provide you with comparison quotes.

American Family Insurance – 408 E 5th N – Burley, ID 83318 – (208) 678-2048
Farmers Insurance Group – 1301 E 16th St – Burley, ID 83318 – (208) 678-9056
State Farm Insurance – 1341 Overland Ave – Burley, ID 83318 – (208) 678-7101
Farm Bureau Insurance – 444 E 5th N – Burley, ID 83318 – (208) 678-0431

Independent Agencies or Brokers

Independent agencies do not work for one specific company so they can insure your vehicles with many different companies depending on which coverage is best. If you are not satisfied with one company, they simply move the coverage in-house and that require little work on your part.

When shopping rates, we recommend you include price quotes from several independent insurance agents for the best price selection.

Shown below is a list of independent insurance agents in Burley who can help you get comparison quotes.

Bud Breeding Insurance – 1358 Albion Ave – Burley, ID 83318 – (208) 677-8222
Unemployment Insurance – 127 W 5th N – Burley, ID 83318 – (208) 678-5518

For a full directory of car insurance agents in Burley, view this link.

Upon getting reasonable responses for all questions you ask in addition to an acceptable price estimate, you have narrowed it down to an auto insurance agent that will properly service your car insurance policy.

You have the option to buy auto insurance direct online

Insurance agents are important, but Idaho consumers also have the option to buy direct from companies online. Some car insurance companies like Allstate and State Farm that sell primarily through agents also give you the ability to buy a policy online. This is something to consider if you want to do it yourself.

If you’re anxious about not having professional advice, that is normal but is not a big issue. Auto insurance companies give you access to trained agents for customer questions. In addition, they usually offer help pages and frequently asked questions so you can feel comfortable buying online.

Can you save money buying online? That is a tough question to answer due to the fact that there are multiple individual factors that are calculated into your premium. You may think that a customer who purchases direcly from an online company saves by not paying a commission. For most online online companies, however, advertising and marketing take a lot of money and that can cost more than having to pay agents.

Burley ID insurance agents

Do the work, save more money

People who switch companies do it for a variety of reasons including poor customer service, unfair underwriting practices, an unsatisfactory settlement offer or even questionable increases in premium. Regardless of your reason for switching companies, finding the right car insurance provider is easier than you think.

Discount car insurance is available online and also from your neighborhood Burley agents, and you need to comparison shop both to have the best chance of lowering rates. Some insurance companies may not provide online price quotes and many times these small, regional companies only sell through independent insurance agents.

More Idaho car insurance information

Even more information can be read at the Idaho Department of Insurance website. Consumers can read enforcement actions against agents and companies, find disaster information, and find out which companies have the most complaints.

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