When pricing auto insurance in Ogden, UT, finding the best Utah auto insurance agent is not as easy as just calling the closest agent. You need a professional agent, but also need cheaper auto insurance prices.
Since consumers have many choices of insurance companies, it is hard for the average consumer to locate the right provider.
Car Insurance from Ogden insurance agents
Agents can answer important questions and help in the event of a claim. The best thing about price shopping on the web is you can get better rates and still have an agent to talk to.
To find an agent, once you fill out this form (opens in new window), your insurance coverage information is instantly submitted to local insurance agents in Ogden who will give you bids to get your business. You won’t need to drive around since price quotes are sent to the email address you provide. It doesn’t get any easier! You can find better rates AND a local agent.
Picking an insurance agent shouldn’t rely on just a cheap price. These questions are important to ask:
- Is their price quote a firm figure or are their hidden costs?
- What will you get paid if your car is a total loss? How is that amount determined?
- How long has their agency been in business in Ogden?
- Do they receive special compensation for putting your coverage with one company over another?
- Is the agent and/or agency licensed to do business in Utah?
- Who is covered by the car insurance policy?
Shown below are agents in Ogden that are able to give price quotes.
State Farm Insurance – 860 W Riverdale Rd # A1, Ogden, UT 84405 – (801) 627-0590
Scott Barker Insurance – 955 28th St, Ogden, UT 84403 – (801) 334-5000
Waikart Insurance – 1496 E 5600 S # 4, Ogden, UT 84403 – (801) 479-8882
Once you have received positive feedback to any questions you have and an acceptable price quote, it’s possible that you found an auto insurance agent that will provide auto insurance coverage.
Isn’t it cheaper to buy from online companies like GEICO?
Professional insurance agents are a valuable resource, but you also have the option of buying Utah car insurance direct over the internet. A few companies that sell primarily through agents also allow consumers to buy online, and consumers should do that.
If you’re worried about having to choose coverages yourself, that is normal but is not a big issue. Companies provide customer service that you can contact for information.
Will auto insurance cost less online? Many people think so, but it’s hard to say for sure since there are so many components that determine your policy premium. It’s a common assumption that buying direct cuts out the middleman. For most online online companies, however, marketing expenses are significant so the lack of a commission may be a wash.
One last thing about your coverage
As you restructure your insurance plan, do not buy poor coverage just to save money. There are many occasions where someone sacrificed comprehensive coverage or liability limits and learned later that saving that couple of dollars actually costed them tens of thousands. Your strategy should be to buy a smart amount of coverage at an affordable rate while still protecting your assets.
Cheap auto insurance can be bought online as well as from independent agents in Ogden, and you should compare price quotes from both in order to have the best price selection to choose from. Some insurance providers don’t offer the ability to get a quote online and usually these regional insurance providers provide coverage only through local independent agents.
Learn more today
Additional detailed information can be read at the Utah Insurance Department website. Visitors are able to read industry bulletins, get help finding coverage, find a variety of consumer forms, and find out which companies have the most complaints.
The articles below may also help you learn more about auto insurance in Ogden