Comparing car insurance companies in Queen Creek, AZ can be challenging because you have many choices and picking a good Arizona insurance agent is not as easy as just picking up the phone. Consumers need a good agent, and also the best possible price.
Insurance companies such as State Farm, Farmers Insurance, GEICO and Allstate all promote huge savings with ads and it is difficult to ignore the flashy ads and find the best price available.
Online quotes with a local Queen Creek insurance agent
Good agents are trained to spot inefficiencies and help you file claims. One of the great benefits of price shopping on the web is you can get lower rates but still work with a licensed agent.
Upon completion of this quick form, your coverage information is sent to participating agents in Queen Creek who will give you bids for your business. There is no reason to leave your house as quotes are delivered to your email. How’s that for easy!
Picking a car insurance agent needs to be determined by more than just the premium amount. These are valid questions to ask:
- Do they receive special compensation for putting your coverage with one company over another?
- Do they assist clients in filing claims?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
- Is working in the agency their full-time job?
- Is the agent and/or agency licensed to do business in Arizona?
- Does the agency provide any after hours assistance?
Types of insurance agents
When finding a local agent, you must know there are a couple different agency structures to choose from. Queen Creek agents are classified as either captive or independent. Both properly insure your vehicles, but it’s worth mentioning how they are different since it can impact buying decisions.
Captive Insurance Agents
Captive agencies can only write with one company and some examples include AAA, Allstate and State Farm. They generally cannot give you multiple price quotes so always compare other rates. Captive agents receive extensive training on the products they sell which helps them compete with independent agents.
Shown below is a list of captive agents in Queen Creek who can help you get comparison quotes.
State Farm Insurance – 270 E Hunt Hwy # 11 – Queen Creek, AZ 85243 – (480) 882-2155
Allstate Insurance Co – 530 E Hunt Hwy # 119 – Queen Creek, AZ 85243 – (480) 882-3737
American Family Insurance – 22007 S Ellsworth Rd – Queen Creek, AZ 85242 – (480) 987-3000
Independent Insurance Agents
Independent insurance agents do not work for one specific company so they can insure your vehicles with many different companies and possibly get better coverage at lower prices. To transfer your coverage to a different company, your agent can switch companies and you don’t have to find a new agent.
When shopping rates, we recommend you contact at a minimum one independent agency for maximum quote selection.
Below are Queen Creek independent agencies who can help you get price quote information.
Healy Agency – 22243 S Ellsworth Rd – Queen Creek, AZ 85242 – (480) 882-1181
Firemans Fund Insurance Co – 1059 E Taylor Trl – Queen Creek, AZ 85243 – (480) 987-9973
Dean Sandison Insurance – 18521 E Queen Creek Rd – Queen Creek, AZ 85242 – (480) 345-7011
To view a complete directory of insurance agents in Queen Creek, go to this page.
After getting answers to your satisfaction to all your questions in addition to an acceptable price estimate, you may have just found a car insurance agent that meets your needs to properly service your car insurance policy.
Online companies should be compared
Auto insurance agents serve a purpose, but Arizona car insurance can also be bought direct from companies that only sell online. Certain companies like State Farm and Allstate that sell primarily through agents also allow you to buy direct online, so keep that in mind if you are the do-it-yourself type.
If you’re apprehensive about not getting advice from an agent, don’t sweat it. Online companies that require consumers to choose their own coverages have customer service departments for answering any questions you have.
Is auto insurance cheaper online? That question is hard to answer since there may be dozens of rate factors that impact your rate calculation. You may think that buying online saves money by not requiring a commission. In reality, it’s expensive to advertise and those expenses can offset most of the savings by selling direct.
In the end, you save
Discount car insurance is possible on the web as well as from independent agents in Queen Creek, and you should compare price quotes from both in order to have the best chance of saving money. Some car insurance companies don’t offer online quoting and these small, regional companies work with independent agents.
Consumers change insurance companies for many reasons like questionable increases in premium, lack of trust in their agent, high rates after DUI convictions and delays in paying claims. Regardless of your reason, choosing a new insurance company is easier than you think.
More Arizona car insurance resources
More detailed Arizona car insurance information can be found at the Arizona Department of Insurance website. Arizona drivers can view agent and company licensing information, get help finding coverage, find out which companies have the most complaints, and learn about specific coverages.