Pocatello Car Insurance Provider Rates Compared

Selecting a car insurance company in Pocatello, Idaho can be time consuming since there are a lot of options and picking a good Idaho insurance agent takes more work than just making a phone call. Chances are good you’re wanting a decent agent, but also affordable coverage.

With insurance companies like American Family, Allstate, State Farm and independent agents all competing for business in Pocatello, it can be hard to know which one will provide you with the best service and rates. To begin, consumers can get insurance quotes online in order to build a list of insurance agents and price estimates.

Your insurance agent down the street

Good agents can answer important questions and help file insurance claims. The biggest benefit of getting online price quotes is the fact that you can find better rates but also keep your business local. Buying from local businesses is especially important in Pocatello.

By using this simple form, your insurance data is sent to participating agents in Pocatello who will compete for your insurance coverage. You don’t have to leave your house because quoted prices will be sent to the email address you provide. How cool is that?! Get lower rates AND a local agent.

Compare rates from both independent and captive insurance agents

If you’re trying to find a good insurance agency, you need to know there are two different types of agents to choose from. Pocatello agents are categorized either independent (non-captive) or captive.

Independent Insurance Agents

Independent agents do not work for one specific company so they have the ability to put coverage with lots of companies and possibly get better coverage at lower prices. To move your coverage to a new company, the business is moved internally and that require little work on your part.

When comparison shopping, it’s recommended you include price quotes from at a minimum one independent agency to get the best comparison.

Listed below are Pocatello independent agencies that can give you comparison quotes.

Rosko Insurance Svc – 1270 Santa Anita St – Pocatello, ID 83201 – (208) 237-9321
Chad Whyte Agency – 1155 Yellowstone Ave # C – Pocatello, ID 83201 – (208) 237-5000
Allen Collins Agency – 1219 Yellowstone Ave # E – Pocatello, ID 83201 – (208) 237-9183
James Insurance – 840 E Alameda Rd # B – Pocatello, ID 83201 – (208) 232-5856

Agency Captives

Captive insurance agents have only one company to place business with like AAA, Allstate, State Farm, Farmers Insurance or Liberty Mutual. These agents are not able to provide prices from multiple companies so keep that in mind. Captive agencies are usually quite knowledgeable on their company’s products which helps them compete with independent agents.

Listed below is a list of captive agencies in Pocatello who can help you get rate quotes.

State Farm Insurance – 1185 Call Pl – Pocatello, ID 83201 – (208) 232-7419
Farm Bureau Insurance – 200 W Alameda Rd – Pocatello, ID 83201 – (208) 233-9442
American Family Insurance – 808 Yellowstone Ave – Pocatello, ID 83201 – (208) 478-1095
Farmers Insurance Group – 2500 S 5th Ave – Pocatello, ID 83204 – (208) 234-8100
Allstate Insurance – 4155 Yellowstone Ave # 1162 – Pocatello, ID 83202 – (208) 237-1498

For a full directory of Pocatello captive insurance agents, click here to link.

Picking a car insurance agent requires more thought than just the bottom line cost. These questions are important to ask:

  • Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
  • Are claims handled at the agent’s location?
  • Do they regularly work with personal auto policies?
  • Do they assist clients in filing claims?
  • Are they full-time agents?

Upon getting positive feedback to these questions and an acceptable price quote, you’ve probably found an auto insurance agent that meets your needs to properly service your car insurance policy.

The online companies are an option

Car insurance agents are indespensible for some people, but you also have the option of buying direct over the internet. Certain companies, such as Farmers Insurance and State Farm, who sell through the agent channel also give you the option to buy a policy online, and consumers should do that to possibly find a better rate.

If you’re uneasy about not having an insurance agent’s advice, this is normal but is quickly overcome. Auto insurance companies that allow you to purchase coverage provide toll-free numbers to walk you through the process.

Is car insurance cheaper online? A lot of shoppers won’t buy anywhere else, but it’s impossible to say because there are a lot of things that can increase policy rates. You may think that purchasing direct online saves money because there is no agent involvement. But that assumption is generally incorrect because marketing their products costs a lot of money so rates may not be all that different from traditional agents.

compare Pocatello Idaho insurance agents

More information can be found on the website for the Idaho Department of Insurance located here. Consumers can get help finding coverage, view agent and company licensing information, find out which companies have the most complaints, and find a variety of consumer forms.

The articles below may also help you learn more about car insurance in Pocatello

A little work can save a LOT of money

Insureds leave their current company for any number of reasons including questionable increases in premium, not issuing a premium refund, high prices or policy non-renewal. Regardless of your reason for switching companies, finding the right car insurance provider can be less work than you think.

Cost effective car insurance is attainable online and with local Pocatello insurance agents, so you should compare both to have the best selection. Some insurance companies do not offer online quoting and these small insurance companies work with independent agents.