Quick Guide to Finding a Goodlettsville Insurance Agency

When finding a licensed insurance agent in Goodlettsville, it’s recommended you start your research using online quotes to save time. Consumers need a good professional insurance agent, and also competitive car insurance rates.

Since consumers have many choices of insurance companies, it’s difficult to choose the cheapest car insurance company.

Your local neighborhood insurance agent

Educated insurance agents are trained to spot inefficiencies and help submit paperwork. One of the great benefits of price shopping on the web is you may find lower rates and still choose a local agent.

Once you complete this simple form, the quote information is immediately sent to agents in your area who will give you bids for your insurance coverage. You never need to visit any agencies because quoted prices will be sent immediately to your email address. How cool is that?! You can find the lowest rates AND an agent nearby.

Deciding on an auto insurance agent requires more thought than just the bottom line cost. These are valid questions to ask:

  • Which insurance companies are they affiliated with?
  • Are they able to influence company decisions when a claim is filed?
  • How are they compensated?
  • Is their price quote a firm figure or are their hidden costs?
  • Does the agency have a good rating with the Better Business Bureau?

Auto insurance agents in Goodlettsville come in two varieties

When looking for an insurance agent, you must know there are a couple types of insurance agents that differ in how they can insure your vehicles. Goodlettsville agents are classified as either independent (non-captive) or captive.

Captive Insurance Agents

Captive insurance agents can only write with one company such as AAA, Allstate and State Farm. These agents are unable to compare other company’s rates so they are skilled at selling on more than just price. Captive agents are well schooled on their products and sales techniques and that can be a competitive advantage.

Listed below are captive agencies in Goodlettsville who may provide you with price quotes.

Allstate Insurance – 515 Rivergate Pkwy # 110 – Goodlettsville, TN 37072 – (615) 859-1008
State Farm Insurance – 308 Bluebird Dr – Goodlettsville, TN 37072 – (615) 859-7050
Shelter Insurance – 110 Glancy St # 213 – Goodlettsville, TN 37072 – (615) 865-6550

Independent Agents (or Brokers)

Independent agencies are not employed by any specific company but rather can write business with multiple insurance companies depending on which coverage is best. To transfer your coverage to a different company, an independent agent can move your coverage without you having to go to a different agency.

When searching for an agent, it’s recommended you get quotes from at least one independent agent for maximum quote selection.

The following is a list of independent insurance agents in Goodlettsville that can give you price quote information.

Jack Redden Jr Insurance – 110 Glancy St # 212 – Goodlettsville, TN 37072 – (615) 865-1227
Farmer’s Insurance Group Of Co – 831 Wren Rd – Goodlettsville, TN 37072 – (615) 859-9293
Tom Skinner Agency – 1986 Saddleback Dr – Goodlettsville, TN 37072 – (615) 299-5500

For a full directory of Goodlettsville insurance agents, view this link.

Upon getting good answers to these questions and an acceptable price quote, you’ve probably found an auto insurance agent that will provide car insurance coverage.

Purchasing car insurance direct online is an option

Local insurance agents serve a purpose, but you also have the option of buying Tennessee car insurance directly from online companies. Even companies like Allstate and State Farm who have local agents in Goodlettsville also allow consumers to quote and buy online, so this should also be taken into consideration if the lowest rate is your goal.

If you’re uneasy about not having an agent to talk to, that should not be a issue. Companies give you access to trained agents to walk you through the process. Additionally, most companies also offer help pages and frequently asked questions so buying online is not difficult.

Goodlettsville agents

Is it cheaper to buy online? A lot of shoppers won’t buy anywhere else, but it’s impossible to say since there are so many factors that are calculated into your premium. It’s often assumed that shopping direct cuts out the middleman. But the reality is advertising and marketing take a lot of money and that can cost more than having to pay agents.

Summing up your car insurance search

Drivers who switch companies do it for a variety of reasons including high prices, delays in responding to claim requests, policy cancellation or high rates after DUI convictions. Regardless of your reason, finding a new car insurance company can be easier than you think.

Cheap car insurance is definitely available from both online companies and also from your neighborhood Goodlettsville agents, and you should compare price quotes from both so you have a total pricing picture. Some insurance companies may not provide you the ability to get quotes online and many times these regional insurance providers only sell through independent insurance agents.

For more information

Additional detailed information is available at the Tennessee Department of Commerce and Insurance website. Consumers can find a variety of consumer forms, report car insurance fraud, and read consumer alerts.