When trying to find a good insurance agent in Burbank, California, you can do an initial search by comparing prices online rather than picking up the phone. Chances are good you not only want a good agent that listens to you, but also the best rates possible.
With State Farm, Allstate and Farmers Insurance all competing for business in Burbank, it’s hard to tell which provider will have the best rates, service and coverage. To help decide, you can use online quoting to build a list of insurance agents and thier coverage prices.
What coverages do I need?
When it comes to choosing the right insurance coverage for your vehicles, there really is not a perfect coverage plan. Everyone’s needs are different.
These are some specific questions could help you determine whether your personal situation would benefit from professional advice.
- If my vehicle is totaled, can I afford another vehicle?
- Am I covered when delivering products for my home-based business?
- When does my teenage driver need to be added to my policy?
- Am I covered if I drive in a foreign country?
- Do I need higher deductibles?
- What is high-risk coverage and where do I buy it?
- What happens if I owe more than my vehicle is worth?
- What vehicles should carry emergency assistance coverage?
- When should I drop full coverage on my vehicle?
If it’s difficult to answer those questions but a few of them apply, you may need to chat with a licensed agent.
Local Burbank agents and auto insurance
Educated insurance agents can point out coverage gaps and give you someone to call. One of the great benefits of comparing insurance prices online is that you can obtain better rates but still work with a licensed agent. And providing support for local insurance agencies is important particularly in Burbank.
After completing this quick form, your insurance coverage information is emailed to companies in Burbank who will give you bids for your insurance coverage. You won’t need to leave your house as quotes are delivered to the email address you provide. It doesn’t get any easier!
Types of insurance agents
When researching a local agent, you need to know there are two different types of agents to choose from. Agents are classified as either independent or captive. While both can write coverage properly, but it’s important to know the difference between them since it may influence your selection of an agent.
Independent Agents (or Brokers)
Independent agents are not locked into one company but instead can place your coverage with lots of companies and possibly get better coverage at lower prices. To transfer your coverage to a different company, an independent agent can move your coverage and that require little work on your part.
When shopping rates, it’s a good idea to contact at a minimum one independent agency to ensure the widest selection of prices.Many can place coverage with different regional companies which may provide better rates.
Below is a list of independent insurance agents in Burbank who may be able to give you rate quotes.
- Aldrich/Taylor Insurance – 912 N Hollywood Way # D – Burbank, CA 91505 – (818) 841-2940
- Emo Agency Inc – 615 S Victory Blvd – Burbank, CA 91502 – (818) 848-0443
- Brown Williams Agency – 2740 W Magnolia Blvd # 101 – Burbank, CA 91505 – (818) 840-0638
- Ron Young Insurance – 220 S Glenoaks Blvd – Burbank, CA 91502 – (818) 840-0246
Captive Insurance Agents
These agents have only one company to place business with and examples are AAA, Allstate, State Farm, Farmers Insurance or Liberty Mutual. Captives cannot give you multiple price quotes so always compare other rates. Captives are trained well on their company’s products which can be an advantage. Some consumers prefer to buy from captive agents primarily because of high brand loyalty and solid financial strength.
Listed below are captive agencies in Burbank that are able to give price quotes.
- Allstate Insurance – 101 N Victory Blvd # F – Burbank, CA 91502 – (818) 567-2346
- Farmers Insurance Group – 3601 W Magnolia Blvd – Burbank, CA 91505 – (818) 729-8447
- State Farm Insurance – 4324 W Magnolia Blvd – Burbank, CA 91505 – (818) 845-0453
For a full directory of auto insurance agents in Burbank, simply jump to this page.
Picking an auto insurance agent shouldn’t rely on just the price. These questions are important to ask:
- How much will you save each year by using a higher deductible?
- Do they review policy coverages at every renewal?
- Can they give you a list of client referrals?
- How long has their agency been open in Burbank?
- Which members of your family are coverage by the policy?
After receiving acceptable answers to these questions and a low price estimate, chances are good that you have found an auto insurance agent that meets your needs to adequately provide auto insurance.
Can I save by buying online?
Car insurance agents can be invaluable at times, but you can also find affordable California auto insurance direct from companies online. Certain auto insurance companies like Allstate and State Farm who have local Burbank agents also give you the option to get a quote and buy online, and online price comparisons are easy if you want to do it yourself.
If you’re concerned about choosing your own coverages when buying car insurance direct, that shouldn’t be an issue. Auto insurance companies that require consumers to choose their own coverages give you access to trained agents you can use to get advice on coverages.
Do online companies have better rates? The answer to that question is complicated due to the large number of individual components that can increase policy rates. Common logic is that shopping online for auto insurance reduces premiums because there is no agent. But in most cases, advertising budgets are huge and this drives up their premium costs.
Online resources for education
Additional auto insurance information is located on the California Department of Insurance website. Click here for link. Consumers can find out which companies have the most complaints, file complaints about a company, and read state legal mandates and laws.
Keep this in mind
Cost effective auto insurance is attainable online and with local Burbank insurance agents, and you need to price shop both in order to have the best price selection to choose from. Some insurance providers do not offer the ability to get a quote online and usually these smaller companies provide coverage only through local independent agents.
Insureds who switch companies do it for any number of reasons including policy non-renewal, poor customer service, being labeled a high risk driver or lack of trust in their agent. It doesn’t matter why you want to switch finding the right auto insurance provider is pretty simple and you could end up saving a buck or two.