Rate Comparisons for Marysville Auto Insurance Companies

To find a good insurance agent in Marysville, WA, we recommend you start your research on the internet rather than picking up the phone. Consumers require a professional licensed agent, and also the best possible rates.

Companies like GEICO, Progressive and Allstate all claim big savings, bombarding you with ads and it is challenging if not impossible to see past the corporate glitz and effectively compare rates to find the best deal.

Marysville agents and online quotes

Insurance agents can answer important questions and give you someone to call. The best thing about price shopping on the web is the fact that you can find the lowest rates and still choose a local agent.

To help locate an agent, after submitting this simple form, your insurance data gets sent to companies in Marysville who will give you bids for your insurance coverage. You don’t have to drive around because quoted prices will be sent directly to your email. How cool is that?!

Selecting a car insurance agent should depend on more than just a cheap price. These are valid questions to ask:

  • Does the agency provide any after hours assistance?
  • If you are a high risk driver, do they have special markets for your coverage?
  • Does the company allow you to choose your own collision repair facility?
  • Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
  • Do they make recommendations based only on price?
  • Do the coverages you’re quoting properly cover your vehicle?

Choose the right insurance agency

When looking for a reliable agent, there are a couple of types of agencies that differ in how they can insure your vehicles. Agents can either be independent (non-captive) or captive. Either one can insure your vehicles, but it’s good to learn how they are different because it can impact the selection process.

Captive Insurance Agents

Captive agents write business for a single company and examples are Allstate, AAA, Liberty Mutual and State Farm. They are unable to compare other company’s rates so keep that in mind. They are usually quite knowledgeable in insurance sales and that can be a competitive advantage. Consumers often buy insurance from these agents mostly because of the prominence of the brand and the convenience of having all coverages with one company.

The following is a list of captive agents in Marysville who can help you get rate quotes.

  • Allstate Insurance – 1349 State Ave – Marysville, WA 98270 – (360) 653-2218
  • State Farm Insurance – 1517 10th St – Marysville, WA 98270 – (360) 653-2582
Independent Agents (or Brokers)

These agents are not required to write business for one company so they have the ability to put coverage with many different companies depending on which coverage is best. If you are not satisfied with one company, they simply move the coverage in-house without you having to go to a different agency.

When shopping rates, it’s a good idea to include price quotes from at least one independent agent for maximum quote selection.Most can insure with smaller regional carriers which can save you money.

Listed below are Marysville independent agencies who can help you get price quotes.

  • Maryville Anderson Insurance – 901 State Ave – Marysville, WA 98270 – (360) 653-0900
  • Axel Agency – 4107 80th St NE – Marysville, WA 98270 – (360) 659-6296
  • Mark Shapiro Insurance – 9611 State Ave # F – Marysville, WA 98270 – (360) 653-1910

To view a complete directory of licensed insurance agents in Marysville, view this link.

After getting answers to your satisfaction to your questions as well as a affordable price, it’s possible that you found a car insurance agent that will properly service your auto insurance policy.

Don’t exclude online companies

Local insurance agents are perfect for certain consumers, but Washington car insurance can also be bought direct from companies that only sell online. Some specific companies, such as State Farm, Allstate and Farmers, that sell primarily through agents also let you quote and buy online, so that should be considered.

If you’re uncomfortable with whether or not you’ll have guidance when buying car insurance direct, this really isn’t an issue. Insurance companies that require consumers to choose their own coverages all have client service departments to walk you through the process.

Is car insurance cheaper online? That is a tough question to answer because there are a lot of things that can increase policy rates. Many people think that a consumer who buys direct saves money because there is no agent involvement. But that assumption is generally incorrect because getting their brand in front of customers is expensive and that can cost more than having to pay agents.

Additional detailed information can be found at the Washington State Office of the Insurance Commissioner website. Consumers can report car insurance fraud, read enforcement actions against agents and companies, and find disaster information.

More related Marysville auto insurance information:

Marysville Washington insurance agents

Better coverage you can count on

Cheaper auto insurance is available from both online companies and with local Marysville insurance agents, and you need to price shop both to have the best chance of lowering rates. Some auto insurance companies do not offer online price quotes and most of the time these small insurance companies sell through independent agents.

When trying to cut insurance costs, do not buy less coverage just to save a little money. There are too many instances where consumers will sacrifice liability coverage limits to discover at claim time that the few dollars in savings costed them thousands. Your focus should be to get the best coverage possible at an affordable rate while still protecting your assets.