To locate an insurance agent in Milwaukie, OR, it’s recommended you begin your search by getting online comparison quotes to save time. You need a great agent that can assess your needs, but also need the best possible rates.
There is such a variety of insurance agencies to pick from, and even though it’s nice to have a selection, having more insurance agencies makes it harder to locate the cheapest rates.
How to compare Milwaukie car insurance rates
Licensed agents can help determine the best coverages and help file insurance claims. One of the great benefits of comparing insurance prices online is the fact that you can find better rates and still have an agent to talk to.
To help locate an agent, after submitting this simple form, your insurance coverage information is submitted to agents in your area who will give you bids for your business. There is no reason to leave your computer as quotes are delivered to the email address you provide. It doesn’t get any easier! You can find the lowest rates and an insurance agent to talk to.
Choosing an insurance agent should depend on more than just a cheap price. Here are some questions to ask:
- If you have an accident, will your rates go up?
- How long has their agency been in business in Milwaukie?
- Which insurance companies are they affiliated with?
- Do they make recommendations based only on price?
- How often do they review policy coverages?
- Is the agent and/or agency licensed to do business in Oregon?
- Does the agent have professional designations like CIC, CPCU or AIC?
Shown below are Milwaukie auto insurance agents who can help you get rate quotes.
Farmers Insurance Group – 6641 SE Lake Rd, Milwaukie, OR 97222 – (503) 653-0120
Jim Miller Agency Inc – 11512 SE 37th Ave # B, Milwaukie, OR 97222 – (503) 652-7473
Allstate Insurance – 6537 SE King Rd, Milwaukie, OR 97222 – (503) 777-9005
State Farm Insurance – 13152 SE Rusk Rd, Milwaukie, OR 97222 – (503) 653-2421
D Joy Terry Insurance – 17185 SE Mcloughlin Blvd # A, Milwaukie, OR 97267 – (503) 652-1550
Agape Insurance Svc – 18808 SE Mildred St, Milwaukie, OR 97267 – (503) 253-8820
After receiving positive responses and an affordable coverage quote, you have narrowed it down to an insurance agency that can service your policy.
Keep your options open
Auto insurance agents are a valuable resource, but you can also find affordable Oregon auto insurance from online companies direct. Some specific companies who employ agents also let you get quotes and purchase online, and online price comparisons are easy to possibly find a better rate.
If you’re apprehensive about whether or not you’ll have guidance when buying car insurance direct, don’t be too concerned. Online insurance companies all have toll-free customer service for getting questions answered.
Are online companies cheaper? The answer is complex because there are many factors that are calculated into your premium. Many people think that a customer who purchases direcly from an online company cuts out the agent as a middleman. For the majority of companies, however, advertising and marketing take a lot of money and that can cost more than having to pay agents.
If you’re not set on any one company, the best way to find out if the cheapest policy comes from an agent or online is making fair comparisons of each of their rates. It’s fairly common that you receive different coverage costs when using both online and agent quotes from the same car insurance company.
Read more about Oregon car insurance
Additional detailed information is located at the Oregon Insurance Division website. Visitors are able to find out industry alerts, learn about insurance regulations, and find a variety of consumer forms.
Keep this in mind
People switch companies for any number of reasons including delays in responding to claim requests, an unsatisfactory settlement offer, high prices and not issuing a premium refund. It doesn’t matter what your reason, finding a new company can be easy and end up saving you some money.
While you’re price shopping online, don’t be tempted to skimp on coverage in order to save money. There are a lot of situations where an accident victim reduced full coverage only to regret at claim time that the few dollars in savings costed them thousands. Your goal should be to buy a smart amount of coverage at a price you can afford.