Staunton Insurance Agents – Consumer’s Guide to Finding the Best

If you’re trying to find a good insurance agent in Staunton, Virginia, you can always start your search for an agent online instead of calling around. Most likely you’re not only searching for a friendly agent, but you also want to find the best rates possible.

With insurance companies like American Family, Allstate, State Farm and independent agents having offices in Staunton, it’s hard to tell which will give you the best rates, service and coverage. To help decide, consumers can get online quotes to assemble a group of agencies to choose from.

Compare Staunton agent rates online

Professional agents can point out coverage gaps and help you file claims. One of the great benefits of price shopping on the web is the fact that you can find the best rates and still have an agent to talk to. And providing support for local agencies is important especially in Staunton.

To help locate an agent, after submitting this quick form, your insurance data is submitted to local insurance agents who will battle to get your business. There is no need to leave your computer since price quotes are sent immediately to your email address. It doesn’t get any easier! Get lower rates AND a local agent.

Staunton insurance agencies come in two flavors

When finding a reputable insurance agent or broker, there are two different types of agents to choose from. Insurance agencies in Staunton are classified as either independent or captive.

Independent Insurance Agents

Independent agencies are not employed by any specific company but rather can write business with any number of different companies and potentially find a lower price. To move your coverage to a new company, an independent agent can move your coverage without you having to go to a different agency. When searching for an agent, it’s a good idea to contact at least one independent agent for maximum quote selection. They also have the ability to place coverage with smaller companies which may provide better rates.

Listed below are Staunton independent insurance agencies who may be able to give you pricing information.

  • Old Dominion Insurance – 1555 Commerce Rd – Staunton, VA 24401 – (540) 248-4000
  • Court Square Title Agency – 6 Byers St – Staunton, VA 24401 – (540) 885-7732
  • Augusta Insurance – 13 Idlewood Blvd – Staunton, VA 24401 – (540) 885-5127
Captive Agents

Captive agents have only one company to place business with like Liberty Mutual, Allstate, Farmers Insurance or State Farm. They usually cannot shop your coverage around so they are skilled at selling on more than just price. They are very knowledgeable on their products and sales techniques and that can be a competitive advantage. Consumers frequently buy from captive agents primarily because of loyalty to the company and the convenience of having all coverages with one company.

Below is a short list of captive insurance agencies in Staunton that can give you price quotes.

  • State Farm Insurance – 902 Churchville Ave – Staunton, VA 24401 – (540) 885-8839
  • Allstate Insurance – 1215 Greenville Ave # B – Staunton, VA 24401 – (540) 886-9397

To view a complete directory of auto insurance agents in Staunton, simply jump to this page.

Picking an insurance agent shouldn’t rely on just the price. Any agent should be forthright in answering these questions:

  • Do they make recommendations based only on price?
  • How are claims handled?
  • What insurance company do they write the most business with?
  • What insurance companies do they work with?
  • Can glass repairs be made at your home?

Once you have received answers to your satisfaction as well as a affordable price, you have narrowed it down to an insurance agency that is a good match to properly service your auto insurance policy.

Alternatives to local insurance agents

Professional insurance agents are indespensible for some people, but Virginia car insurance can also be bought from companies direct over the internet. Some companies, such as State Farm, Allstate and Farmers, who sell through the agent channel also allow consumers to buy direct on their websites, so keep that in mind if finding the best price is important.

If you’re worried about not having someone to ask questions when buying online, don’t be too concerned. Online insurance companies provide access to licensed agents for getting the best coverage. Also available are extensive coverage information and 24/7 assistance to help with the buying process.

Does it save money buying online? It’s hard to say exactly since there are many things that impact your final bill. Some people will tell you that buying online saves money by not requiring a commission. For most companies selling online, however, marketing expenses are significant and that can quickly cost more than paying an agent.

Informative consumer insurance sites

Much more information about auto insurance in Virginia can be found on the Virginia Bureau of Insurance website. Click here for link. Consumers can file complaints about an insurance agent or broker, read consumer alerts, download brochures, and learn about insurance regulations.

Staunton Virginia insurance agents

Final considerations

Insureds switch companies for any number of reasons including high rates after DUI convictions, being labeled a high risk driver, lack of trust in their agent or even denial of a claim. Regardless of your reason, finding a great new company can be less work than you think.

Lower-priced auto insurance can be found both online and with local Staunton insurance agents, and you should be comparing both to have the best selection. Some companies do not offer online price quotes and usually these small insurance companies provide coverage only through local independent agents.