Tips to Finding a Great Insurance Agent in Casper

To locate a licensed insurance agent in Casper, you can always do the preliminary legwork online to save yourself time. You need a professional licensed agent, and also the best possible price.

You have multiple insurance agencies to insure vehicles with, and though it is a good thing to have a choice, too many choices makes it more difficult to locate the cheapest rates.

Comparing prices from Casper agents

Good agents can help determine the best coverages and give you someone to call. The biggest benefit of comparing insurance prices online is you can get better rates but still work with a licensed agent.

By using this short form, your coverage information is sent to insurance agents in Casper who will battle to get your business. There is no need to visit any agencies because quoted prices will be sent straight to your inbox. It doesn’t get any easier! You can find better rates without the usual hassles of price shopping.

Deciding on an auto insurance agent needs to be determined by more than just the bottom line cost. Any agent should have no problem answering these questions:

  • Will your rates increase after a single accident?
  • Are there any discounts that you might be missing?
  • If you are a high risk driver, do they have special markets for your coverage?
  • How long has their agency been in business in Casper?
  • Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
  • Is assistance available after office hours?
  • What are the financial ratings for the companies they represent?
  • Do they make recommendations based only on price?

Types of insurance agents

When looking for local Casper agents, you must know there are a couple different types of agents to choose from. Agents are classified as either captive or independent.

Captive Insurance Agents

These agents write business for a single company like Allstate, AAA, Liberty Mutual and State Farm. Captives cannot provide prices from multiple companies so they have to upsell other benefits. Captive agencies are well schooled on the products they sell which helps them compete with independent agents. Consumers frequently choose to use a captive agent partially due to high brand loyalty and strong financial ratings.

Below are captive agents in Casper that can give you comparison quotes.

  • Farm Bureau Insurance – 315 Thelma Dr – Casper, WY 82609 – (307) 237-9700
  • Allstate Insurance – 4064 E 12th St – Casper, WY 82609 – (307) 265-0007
  • Farmers Insurance Group – 4100 Sweetbriar St # 105 – Casper, WY 82604 – (307) 265-5116
  • State Farm Insurance – 610 E 2nd St – Casper, WY 82601 – (307) 234-0455
Independent Insurance Agents

Independent insurance agents are not required to write business for one company so they have the ability to put coverage with multiple insurance companies enabling the ability to shop coverage around. To move your coverage to a new company, your agent can switch companies and you don’t have to find a new agent.

When comparing rates, it’s recommended you include price quotes from at a minimum one independent agency for the best price selection. Many write coverage with smaller regional carriers which may provide better rates.

The following are independent insurance agencies in Casper willing to provide price quote information.

  • Aspen Agency Inc – 701 Antler Dr # 245 – Casper, WY 82601 – (307) 266-3020
  • Barlow Agency Inc – 100 Center St – Casper, WY 82601 – (307) 268-9994
  • Jay Gassman Insurance – 4100 Sweetbriar St – Casper, WY 82604 – (307) 577-1199
  • Bon Agency – 545 E 2nd St – Casper, WY 82601 – (307) 234-4551
  • Insurance Testing Corp – 951 Werner Ct # 285 – Casper, WY 82601 – (307) 472-0030

To view a complete directory of licensed insurance agents in Casper, visit this site.

Once you have received satisfactory answers and an acceptable price quote, you’ve probably found a car insurance agent that will properly insure your vehicles.

Alternatives to local insurance agents

Local insurance agents serve a purpose, but you can also buy Wyoming car insurance from online companies direct. Some specific companies who have local agents in Casper additionally provide the ability to buy online, so keep that in mind if you prefer to buy online.

If you’re uncomfortable with whether or not you’ll have guidance when buying direct, don’t let it bother you. Car insurance companies that allow you to purchase coverage have toll-free phone numbers and other options for getting advice on proper coverages. Also available are 24/7 live help and a car insurance FAQ section to help with the buying process.

Is pricing better online? It’s difficult to say for sure because there are many components that determine your policy premium. Many people think that buying car insurance online saves money because there is no commission. In many cases, marketing expenses are significant and that can quickly cost more than paying an agent.

Smart shoppers get results

Lower-priced car insurance is attainable from both online companies and with local Casper insurance agents, and you need to comparison shop both to get a complete price analysis. There are still a few companies who do not offer you the ability to get quotes online and these regional insurance providers work with independent agents.

When buying insurance coverage, it’s very important that you do not buy lower coverage limits just to save a few bucks. In too many instances, someone sacrificed physical damage coverage to discover at claim time that the small savings ended up costing them much more. Your strategy should be to purchase plenty of coverage at the best price while still protecting your assets.

Casper insurance agents

Wyoming insurance information

More detailed Wyoming car insurance information can be found at the Wyoming Insurance Department website. Wyoming consumers can download brochures, read enforcement actions against agents and companies, read consumer alerts, and learn about specific coverages.

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