Top Tips to Find an Auto Insurance Agent in Atlantic City

When finding a licensed insurance agent in Atlantic City, it’s recommended you begin your search online rather than looking in the yellowpages. Consumers need a competent insurance agent, but also the lowest rates for car insurance in Atlantic City.

Big companies like Allstate, Progressive and GEICO all claim big savings with fancy advertisements and it can be hard to separate fact from fiction and find the best price available.

Working with a local agent

Educated insurance agents can answer important questions and give you peace of mind. One of the best bonuses of comparing insurance prices online is you can get the lowest rates but also keep your business local.

To find an agent, once you fill out this simple form, your coverage information is submitted to agents in your area who will give you bids for your insurance coverage. You never need to drive around because quoted prices will be sent immediately to your email address. How cool is that?!

Selecting an auto insurance agent requires more thought than just the price. Here are some questions to ask:

  • Do the coverages you’re quoting properly cover your vehicle?
  • How long has their agency been in business in Atlantic City?
  • Does the company allow you to choose your own collision repair facility?
  • Do clients work directly with the agent or are most inquiries handled by a CSR?
  • What are the financial ratings for the companies they represent?
  • Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?

Below are Atlantic City car insurance agents willing to provide price quotes.

Atlantic Associates Insurance – 1125 Atlantic Ave # 735, Atlantic City, NJ 08401 – (609) 345-7181
John E Allen Agency – 1200 Atlantic Ave # 202, Atlantic City, NJ 08401 – (609) 345-5163
Heckman Insurance – 2311 Atlantic Ave, Atlantic City, NJ 08401 – (609) 887-4080

Once you have good answers for all questions you ask and a good coverage price, you may have just found a car insurance agent that will provide car insurance coverage.

Online companies can help you save

Insurance agents are important to many people, but you can also buy New Jersey car insurance from online companies direct. Some specific companies like State Farm and Allstate that are more known for using agents, also give you the ability to quote and buy online. This is something to consider if you’re trying to lower your rates.

If you’re uncomfortable with not having professional advice when shopping online, don’t let it bother you. Car insurance companies provide access to licensed agents for answering any questions you have. You may also access online help and live chat you can access prior to buying.

Can you find lower rates online? Whether or not you’ll save is impossible to say due to the large number of individual components that impact your rate calculation. Common sense would say that purchasing direct online saves money because there is no commission. But in reality, promoting brand recognition is pricey so the rates may be similar to buying from an agent.

best Atlantic City NJ agent

Additional New Jersey car insurance resources

Even more information can be found at the New Jersey Department of Banking and Insurance website. New Jersey consumers can file complaints about a company, view agent and company licensing information, discover disciplinary actions, and read enforcement actions against agents and companies.

In the end, you save

Affordable car insurance can be found both online in addition to many Atlantic City insurance agents, and you should be comparing both to get a complete price analysis. There are still a few companies who do not provide the ability to get a quote online and these small, regional companies work with independent agents.

When trying to cut insurance costs, you should never reduce needed coverages to save money. There are a lot of situations where an accident victim reduced liability coverage limits only to discover later that it was a big mistake. The proper strategy is to buy enough coverage at an affordable rate while still protecting your assets.