Top Tips to Find the Best Insurance Agent in Sandy

To find a good Sandy agent, you can begin your search for an agent online instead of calling around. We’re assuming you require not only a competent insurance agent, but you also want to find the best rates possible.

With American Family, Allstate, State Farm and Farmers having local Sandy offices, consumers have a hard time knowing which provider will provide the cheapest rates and the best coverage. Thankfully, it’s easy to use online price quotes to get a list of insurance agencies and thier coverage prices.

Shop online but buy locally

Agents can point out coverage gaps and help file insurance claims. The best thing about getting online price quotes is that you can obtain better rates but also keep your business local. Supporting local businesses is especially important in Sandy.

To make it easy to find an agent, after completing this quick form, your coverage information is submitted to local insurance agents in Sandy who will give you bids for your insurance coverage. You won’t need to drive around due to the fact that quote results will go to the email address you provide. How’s that for easy! You’ll get the best rates AND a local agent.

What type of Sandy insurance agent is right for you?

When searching for a local agent, there are two different agency structures that differ in how they can insure your vehicles. Sandy agents are either captive or independent.

Independent Agents (or Brokers)

Independent agents are not locked into one company so they have the ability to put coverage with any number of different companies enabling the ability to shop coverage around. If your agent finds better pricing, your agent can switch companies and you won’t have to switch agencies.

When shopping rates, it’s a good idea to get quotes from at a minimum one independent agency to ensure the widest selection of prices.Most can insure with smaller companies which may provide better rates.

Listed below are Sandy independent insurance agencies that may be able to provide price quotes.

  • Robert Leonard Insurance – 10588 Wasatch Blvd – Sandy, UT 84092 – (801) 943-1233
  • Infinity Insurance Co – 39 W 9000 S – Sandy, UT 84070 – (801) 619-6288
Captive Insurance Agents

This type of agents have only one company to place business with and examples are AAA, State Farm, Farmers Insurance and Allstate. Captives cannot place coverage with different providers so always compare other rates. They receive extensive training on their products and sales techniques which helps them compete with independent agents. Some consumers prefer to purchase coverage from captives primarily because of the brand legacy and solid financial strength.

Below is a short list of captive insurance agencies in Sandy that are able to give price quote information.

  • Farmers Insurance Group – 10717 S State St # 2 – Sandy, UT 84070 – (801) 501-0089
  • Utah Farm Bureau Federation – 9865 S State St – Sandy, UT 84070 – (801) 233-3000
  • Allstate Insurance – 1345 E 10600 S – Sandy, UT 84092 – (801) 571-1777
  • American Family Insurance – 743 E 9400 S # 100 – Sandy, UT 84094 – (801) 568-3113
  • State Farm Insurance – 1270 E 8600 S # 8 – Sandy, UT 84094 – (801) 566-5111

For a complete listing of captive agencies in Sandy, go to this page.

Choosing an auto insurance agent needs to be determined by more than just the premium amount. Agents should be asked these questions:

  • What insurance companies do they work with?
  • Which members of your family are coverage by the policy?
  • Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
  • What insurance companies do they recommend if they are an independent agent?
  • Are they able to influence company decisions when a claim is filed?
  • If you have an accident, are you able to get your vehicle repaired at the shop of your choice?

Once you have received positive responses to these questions and a good coverage price, it’s possible that you found an insurance agency that meets your needs to properly service your car insurance policy.

Online auto insurance companies

Local insurance agents are perfect for certain consumers, but you also have the option of buying direct online. Some car insurance companies who sell through agents in Sandy also let you get quotes and purchase online. This is something to consider.

If you’re concerned about choosing your own coverages, don’t be too concerned. Online companies provide toll-free numbers for getting advice on proper coverages.

Is auto insurance cheaper online? Whether or not you’ll save is impossible to say because there are a lot of things that determine your policy premium. You may think that shopping online for auto insurance cuts out the agent as a middleman. In reality, marketing expenses are significant and that impacts the rates consumers pay.

Final thoughts

Consumers who switch companies do it for a number of reasons such as delays in paying claims, high rates after DUI convictions, poor customer service or an unsatisfactory settlement offer. Regardless of your reason for switching companies, choosing a new insurance company can be less work than you think.

Lower-priced car insurance is definitely available from both online companies and also from your neighborhood Sandy agents, and you need to comparison shop both to have the best rate selection. A few companies may not provide you the ability to get quotes online and usually these smaller companies provide coverage only through local independent agents.

best Utah insurance agency

Utah car insurance information

More information can be read on the Utah Insurance Department website through this link. Consumers can read consumer alerts, learn about insurance regulations, read industry bulletins, and read enforcement actions against agents and companies.

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