Useful Tips for Finding a College Park Auto Insurance Agent

When finding an insurance agent in College Park, MD, you can always begin your search by comparing prices online to save time. You need a highly trained agent, but also need cheap rates.

Insurance companies such as Allstate and Progressive promote their brand names with catchy ads and it is challenging if not impossible to ignore the promise of big savings and find the best price available.

Shop online but buy locally

Agents can answer important questions and help submit paperwork. One of the great benefits of price shopping on the web is the fact that you can find lower rates but still work with a licensed agent.

For easy comparison, once you complete this form (opens in new window), the coverage information is instantly submitted to agents in your area who will return price quotes for your coverage. There is no reason to drive around as quotes are delivered to your email. It doesn’t get any easier! You’ll get the best rates and a licensed agent to work with.

Deciding on an insurance agency needs to be determined by more than just the bottom line cost. Ask your prospective agent these questions:

  • Do they receive special compensation for putting your coverage with one company over another?
  • Is the agent and/or agency licensed to do business in Maryland?
  • If they are an independent agency, which companies do they recommend?
  • Does the agent have professional designations like CIC, CPCU or AIC?
  • Do they assist clients in filing claims?

If you prefer to contact a specific insurance agent in College Park, view this link.

Once you have received positive feedback to your questions and a good coverage price, you have narrowed it down to an insurance agent that can adequately provide car insurance.

Have you considered online alternatives?

Auto insurance agents can be invaluable at times, but Maryland car insurance can also be bought from companies direct over the internet. Certain companies who sell through the agent channel also let you get quotes and purchase online, and that is helpful if you’re trying to lower your rates.

If you’re uncomfortable with not getting advice from an agent when buying direct, this is normal but is quickly overcome. Online companies all provide contact methods for customer questions.

Can you find lower rates online? The answer is complex due to the large number of individual components that influence how your policy is priced. Some people will tell you that buying direct saves money because there is no commission. But truthfully, advertising and marketing take a lot of money and that can quickly cost more than paying an agent.

Smart shoppers get results

Discount car insurance is definitely available on the web in addition to many College Park insurance agents, and you need to comparison shop both to have the best rate selection. Some insurance providers do not provide online price quotes and most of the time these smaller companies sell through independent agents.

Consumers who switch companies do it for a variety of reasons including denial of a claim, questionable increases in premium, policy cancellation or even an unsatisfactory settlement offer. Whatever your reason, finding the right car insurance provider is easier than you think.

Additional detailed information is available at the Maryland Insurance Administration website. Visitors are able to learn about insurance regulations, file complaints about an insurance agent or broker, find out industry alerts, and find out which companies have the most complaints.

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