Useful Tips for Finding a Wolf Point Insurance Agent

To find a good Wolf Point agent, we recommend you start your research by getting online comparison quotes in order to save time. You need a great agent that can assess your needs, but also the lowest rates for auto insurance in Wolf Point.

Companies like GEICO and Progressive continually hit you with ads and it is difficult to separate fact from fiction and effectively compare rates to find the best deal.

Wolf Point agents and online quotes

Insurance agents can help determine the best coverages and give you someone to call. One of the great benefits of price shopping on the web is you may find lower rates and still have an agent to talk to.

After filling out this form (opens in new window), the quote information is instantly submitted to agents in your area who will battle for your business. You won’t need to leave your computer since price quotes are sent straight to your inbox. How’s that for easy!

Choosing a car insurance agent requires more thought than just the bottom line cost. Agents should be asked these questions:

  • Does the agency provide any after hours assistance?
  • What are the financial ratings for the companies they represent?
  • Do they receive special compensation for putting your coverage with one company over another?
  • Do they feel the quoted coverages are adequate?
  • Did they already check your driving record and credit reports?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • How much can you save by raising your physical damage deductibles?
  • If your car is in the repair shop, do you have coverage for a rental car?

The following is a short list of insurance agencies in Wolf Point willing to provide price quotes.

Don Whitmus Insurance – 136 Fallon St, Wolf Point, MT 59201 – (406) 653-3262
Farm Bureau Insurance – 513 Blaine St, Wolf Point, MT 59201 – (406) 653-3402
Gary J Johnson Insurance – 508 Blaine St, Wolf Point, MT 59201 – (406) 653-2310

After getting positive feedback to any questions you have in addition to an acceptable price estimate, you may have just found an insurance agent that can properly service your auto insurance policy.

You have the option to buy direct online

Licensed agents serve a purpose, but Montana car insurance can also be bought from online companies direct. Certain companies, such as State Farm, Allstate and Farmers, who employ agents also allow consumers to quote and buy online, and online price comparisons are easy if finding the best price is important.

If you’re uncomfortable with not getting advice from an agent when buying online, that shouldn’t be an issue. Insurance companies provide phone numbers and online resources you can use to get advice on coverages. Additionally, most companies also offer anytime access to help and a customer research section to help you make a buying decision.

Does car insurance cost less online? Whether or not you’ll save is impossible to say because of the number of factors that influence the price you pay. Some people think that shopping online for auto insurance saves the cost of an agent commission. In reality, advertising budgets are huge and those expenses can offset most of the savings by selling direct.

The only way to know if local insurance agents or online providers are cheaper is making fair comparisons of each of their rates. It’s possible to get different rates from the SAME company when they compare quotes from both.

More effort can pay off

Consumers leave their current company for any number of reasons including denial of a claim, policy cancellation, not issuing a premium refund and delays in responding to claim requests. It doesn’t matter what your reason, switching auto insurance companies is not as hard as you think.

Montana insurance agents

When you buy insurance online, it’s not a good idea to buy less coverage just to save a little money. In too many instances, someone dropped liability coverage limits to discover at claim time that the few dollars in savings costed them thousands. The proper strategy is to purchase a proper amount of coverage at the best price while not skimping on critical coverages.

Additional detailed information can be found at the Montana Commissioner of Securities and Insurance website. Consumers can find disaster information, find out industry alerts, read state legal mandates and laws, and read enforcement actions against agents and companies.

Additional helpful sites include Wikipedia and this link which helps you find a Wolf Point agent.