Vacaville Auto Insurance Company Information

When finding a good insurance agent in Vacaville, CA, you can begin your search using online quotes in order to save time. You need a decent agent, but also need the lowest rates for auto insurance in Vacaville.

Drivers have multiple insurance agents to purchase coverage from, and although it’s a good thing to have multiple companies, lots of choices makes it harder to find the lowest cost provider.

How to compare Vacaville auto insurance rates

Agents can help determine the best coverages and help you file claims. The biggest benefit of comparing rates online is you can get the lowest rates and still choose a local agent.

To help locate an agent, after submitting this simple form, your information is instantly submitted to local insurance agents in Vacaville who will give you bids to get your business. You don’t have to leave your house because quoted prices will be sent immediately to your email address. Now that’s easy! It’s the lowest rates without the usual hassles of price shopping.

Picking an auto insurance agent should depend on more than just the price. Any agent should be forthright in answering these questions:

  • Can glass repairs be made at your home?
  • How much will you save each year by using a higher deductible?
  • Do they specialize in personal lines coverage?
  • Do they review policy coverages at every renewal?
  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • Can they provide you with a list of referrals?
  • Is assistance available after office hours?
  • Do they have any clout with companies to ensure a fair claim settlement?

Types of car insurance agents in Vacaville

When searching for a good Vacaville insurance agent, there are a couple of different types of agents that differ in how they can insure your vehicles. Agents are categorized either independent (non-captive) or captive.

Captive Agents

Captive agencies work for only one company and some examples include AAA, State Farm, Farmers Insurance and Allstate. They usually cannot give you multiple price quotes so always compare other rates. These agents are very knowledgeable on their company’s products which helps them sell insurance even at higher premiums. Consumers often choose to use a captive agent mainly due to high brand loyalty and the convenience of having all coverages with one company.

The following is a short list of captive agencies in Vacaville willing to provide price quotes.

  • State Farm Insurance – 500 Merchant St # A – Vacaville, CA 95688 – (707) 448-9333
  • Allstate Insurance – 2024 Nut Tree Rd – Vacaville, CA 95687 – (707) 447-8860
  • Farmers Insurance Group – 423 William St – Vacaville, CA 95688 – (707) 448-4242
Independent Insurance Agents

Independent insurance agents are not required to write business for one company so they can insure your vehicles with any number of different companies enabling the ability to shop coverage around. If you are not satisfied with one company, your agent can switch companies and you won’t have to switch agencies.

When shopping rates, it’s recommended you include at a minimum one independent agency for the best price selection. They often place coverage with lesser-known insurance companies which may provide better rates.

Below are Vacaville independent insurance agencies that are able to give price quotes.

  • Bill House Insurance – 831 Alamo Dr # 7b – Vacaville, CA 95688 – (707) 446-2411
  • Reyes Insurance Svc – 411 Elizabeth St – Vacaville, CA 95688 – (707) 447-8023

To view a full list of insurance agents in Vacaville, please go to this site.

Once you have received satisfactory answers and an affordable coverage quote, most likely you have located an auto insurance agent that can service your policy.

Have you considered online alternatives?

Professional insurance agents are perfect for certain consumers, but California drivers can also buy direct over the internet. Some car insurance companies, such as Farmers Insurance and State Farm, who have local Vacaville agents additionally provide the ability to buy a policy online, and consumers should do that if you are the do-it-yourself type.

If you’re uncomfortable with not receiving proper advice, this is normal but is quickly overcome. Companies all have toll-free customer service for getting advice on proper coverages. They also have extensive coverage information and 24/7 assistance to make it easier to purchase.

Is it cheaper to buy car insurance online? The answer is complex because there are many components that influence how your policy is priced. It’s a logical assumption that a consumer who buys direct lowers rates due to not having any agent compensation. For most online online companies, however, promoting brand recognition is pricey and that can cost more than having to pay agents.

Additional California car insurance resources

Even more information is located at the California Department of Insurance website. California consumers can get help finding coverage, find out which companies have the most complaints, view agent and company licensing information, and find disaster information.

Additional helpful sites include’s Car Insurance: When not to Skimp and this page on

find Vacaville CA insurance agents

Quote more, save more

As you go through the steps to switch your coverage, never skimp on critical coverages to save a buck or two. In too many instances, someone dropped collision coverage and learned later that it was a big error on their part. Your aim should be to buy enough coverage at a price you can afford while still protecting your assets.

Lower-priced auto insurance is available on the web and also from your neighborhood Vacaville agents, and you need to comparison shop both to get a complete price analysis. Some auto insurance companies may not provide you the ability to get quotes online and many times these small, regional companies only sell through independent insurance agents.