Comparing auto insurance companies in West Palm Beach, FL can be challenging because picking a good Florida auto insurance agent takes more work than just randomly choosing from the yellow pages. You require a competent insurance agent, but also the best possible price.
Drivers have so many insurance agencies to buy insurance from, and although it’s nice to have multiple companies, it can be more difficult to get the best deal.
Compare West Palm Beach agent rates online
Insurance agents are trained to spot inefficiencies and help you file claims. One of the great benefits of comparing rates online is that you can obtain better rates but also keep your business local.
For easy comparison, once you complete this quick form, your insurance coverage information is instantly submitted to companies in West Palm Beach who will give you bids to get your business. There is no need to leave your house because quoted prices will be sent straight to your inbox. How’s that for easy!
Selecting a car insurance agent should depend on more than just the bottom line cost. These are valid questions to ask:
- Which company do they place the most coverage with?
- What insurance companies do they recommend if they are an independent agent?
- Did they already check your driving record and credit reports?
- If your car is totalled, how to they determine the replacement cost?
- How are they compensated?
- Does the company allow you to choose your own collision repair facility?
- How much will you save each year by using a higher deductible?
- Can they provide you with a list of referrals?
Types of insurance agents
If you’re trying to find a good insurance agency, there are two different agency structures from which to choose. Agents are classified as either independent or captive. Both do a good job, but it’s important to know the differences because it can influence the type of agent you choose
Agency Captives
This type of agents are contracted to one company such as State Farm or Allstate. They usually cannot place coverage with different providers so they have no alternatives for high prices. These agents receive extensive training on their company’s products which can be an advantage. Consumers frequently choose to use a captive agent mainly due to loyalty to the company and the convenience of having a single billing for all their coverages.
Shown below are captive agents in West Palm Beach who may provide you with comparison quotes.
- Allstate Resource Management – 8254 Bama Ln – West Palm Beach, FL 33411 – (561) 793-3266
- State Farm Insurance – 101 Northpoint Pkwy – West Palm Beach, FL 33407 – (561) 684-8200
Independent Agencies or Brokers
Independent agents are not required to write business for one company but rather can write business with many different companies enabling the ability to shop coverage around. To transfer your coverage to a different company, your agent can switch companies and that require little work on your part.
When comparison shopping, it’s recommended you contact multiple independent agents for maximum quote selection.Most can insure with lesser-known insurance companies who may have lower rates.
Listed below are independent insurance agencies in West Palm Beach that can give you rate quotes.
- DSI Agency – 150 N Military Trl – West Palm Beach, FL 33415 – (561) 697-8269
- A Auto Insurance World – 2712 Okeechobee Blvd – West Palm Beach, FL 33409 – (561) 686-7283
- Celedinas Agency Inc – 2617 Okeechobee Blvd # A – West Palm Beach, FL 33409 – (561) 832-9204
- Lockton Insurance Of Florida – – West Palm Beach, FL 33401 – (561) 514-8886
- Silvester Agency Inc – 2718 Conroy Dr – West Palm Beach, FL 33403 – (561) 842-7200
For a complete listing of auto insurance agents in West Palm Beach, please view this page.
After receiving answers to your satisfaction for all questions you ask and an affordable coverage quote, you have narrowed it down to a car insurance agent that is a good match to service your policy.
Can you save by buying online?
Local insurance agents are a valuable resource, but Florida car insurance can also be bought from companies direct over the internet. Even companies who have local West Palm Beach agents additionally provide the ability to buy a policy online, so keep that in mind as an alternative to contacting agents.
If you’re anxious about selecting your own policy coverages, don’t sweat it. Auto insurance companies provide phone numbers and online resources for getting the best coverage.
Does buying online save money? It’s hard to say exactly since companies use quite a few components that determine the price you pay. Common sense would say that purchasing direct online saves the cost of an agent commission. But the fact is, there are very high advertising costs and that can quickly cost more than paying an agent.
What is YOUR best insurance company?
Discount auto insurance is attainable online and also from your neighborhood West Palm Beach agents, and you need to price shop both to have the best selection. Some insurance companies may not provide you the ability to get quotes online and most of the time these smaller companies sell through independent agents.
Consumers leave their current company for a variety of reasons including an unsatisfactory settlement offer, poor customer service, not issuing a premium refund and even delays in paying claims. Whatever your reason, finding a new company is not as difficult as it may seem.
Even more information can be found at the Florida Office of Insurance Regulation website. Consumers can find out which companies have the most complaints, read enforcement actions against agents and companies, and get help finding coverage.
